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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·90 days on market

7242 Trails End

Jacksonville, FL 32277

$524,900$168/sqftEst. $2,701/moMLS# 2145740
4
Beds
3
Baths
3,116
Sq Ft
1977
Built
2
Garage
No
Pool

About this home

Jacksonville

A backyard oasis where nature steals the show! Set on nearly half an acre in Colony Cove, this one-of-a-kind two story brick home offers a rare opportunity to enjoy the beauty, privacy, and tranquility of a truly special natural setting. Towering oak trees draped in Spanish moss, lush landscaping, and colorful wildlife create a peaceful backdrop that feels worlds away, yet remains close to everyday conveniences. From the moment you arrive, the timeless brick exterior, inviting bay windows, and beautifully maintained grounds make a lasting first impression. Inside, the spacious floor plan provides plenty of room to relax, gather, and entertain. The kitchen features a bright breakfast nook, while the butler's pantry and bar area with a pass-through window to the living space add both charm and functionality. A dedicated laundry room offers additional convenience. The oversized primary suite upstairs provides a private retreat with a covered balcony overlooking the incredible

Cost to own

Mortgage calculator

$524,900
$104,980
Loan Term
Monthly Payment
$2,701
Principal & Interest: $2,701
Property taxes (est.): $857
Insurance (est.): $350
Estimated Total Monthly
$3,908
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,701
Property taxesest. at asking price, Duval County$857
HOAbilled annually$29
Estimated total, before insurance$3,588/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,108/yr · $676/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$449,301$427,597
2024$422,955$388,725
2023$392,366$353,387
2022$348,145$321,261
2021$292,056$292,056
2020$283,509$283,509

2025 property taxes (current owner): $8,108/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1977)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,371 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 17, 2026Listed$524,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$524,900
Price / Sq Ft$168
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,116
Total Structure Area3,656 sq ft
Acres0.40 acres
Year Built1977
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryDon Brewer
MiddleLandmark
HighTerry Parker

Community Information

Address7242 Trails End, Jacksonville, FL 32277
Area041-Arlington
SubdivisionColony Cove
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size17,424 sq ft
Parcel Number1114140350

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Gated

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesBalcony
ConstructionBrick
Road SurfaceAsphalt

Additional Information

Date ListedMay 17, 2026
Days on Market62
HOA Fees$350 / Annually
HOA FrequencyAnnually
HOA NameColony Cove Civic Association
Tax Amount$8,107.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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