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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Jul 3, 2026·15 days on market

1662 Sandy Hollow Loop

Middleburg, FL 32068

$285,000sold priceListed at $285,000 · 100% of asking$205/sqftMLS# 2145371
3
Beds
2
Baths
1,387
Sq Ft
1990
Built
2
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Middleburg

Welcome to your dream home in the sought-after Forest Glen neighborhood! This stunningly remodeled 3-bedroom, 2-bath residence offers the perfect blend of comfort and style. Step into the inviting living room, where a classic wood-burning fireplace and luxury vinyl tile flooring create a warm and welcoming atmosphere. The kitchen is a chef's delight featuring stylish granite countertops, an attractive glass tile backsplash, upgraded soft-close white cabinets, and energy-efficient stainless-steel appliances. Entertain guest or relax in the private Screened patio, which overlooks the spacious backyard. The owner's suite is a true retreat, boasting a generously sized bedroom, a walk-in closet, and a luxurious bathroom that's perfect for unwinding after a long day. Conveniently located near schools, beautiful parks, and a variety of dining options, this home is a must see with its numerous upgrades and exceptional features. Don't miss out on this incredible opportunity!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Property taxesest. at asking price, Clay County$437
Estimated total, before insurance$2,015/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,309/yr · $109/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Property taxes (est.): $437
Insurance (est.): $190
Estimated Total Monthly
$2,205
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,587 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$251,818$54,426—
2024$238,171$52,185—
2023$223,532$49,209—
2022$197,302$46,320—
2021$146,129$43,515—
2020$136,435$42,224—

2025 property taxes (current owner): $1,309/yr

Estimated taxes if purchased at asking price: ~$5,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1695 Sandy Hollow Loop, Middleburg, FL 32068Listed by DJ & LINDSEY REAL ESTATEAug 2026$325,000$1863/21,74850.1
2025 Frogmore Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$1754/21,770390.5
1647 Rhonda Drive, Middleburg, FL 32068Listed by ENTERA REALTY LLCSep 2026$243,000$2073/21,172480.6
1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSSep 2026$137,600$1023/21,3481710.6
1835 Dartmouth Drive, Middleburg, FL 32068Listed by NORTH FLORIDA REAL ESTATE PARTNERS INCJul 2026$370,000$2064/21,800330.6
2706 Tina Lane, Middleburg, FL 32068Listed by COLDWELL BANKER BEN BATES INCOct 2026$220,000$1874/21,174530.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$285,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,387
Total Structure Area2,000 sq ft
Acres0.20 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryDoctors Inlet
MiddleLakeside

Community Information

Address1662 Sandy Hollow Loop, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionSandy Hollow
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size8,712 sq ft
Parcel Number35042500819002800
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic, Well
Green / EnergyAppliances, Lighting
ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater, ENERGY STAR Qualified Refrigerator, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump, Hot Water
CoolingCentral Air, Electric
FlooringVinyl
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
Security24 Hour Security, Security System Owned

Exterior

Lot DescriptionOther
Patio / PorchCovered, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt, Concrete
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market15
Tax Amount$1,308.98
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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