Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 21
Sold

Sold·Closed Jul 27, 2026·33 days on market

1835 Dartmouth Drive

Middleburg, FL 32068

$370,000sold priceListed at $375,000 · 98.7% of asking$206/sqftMLS# 2148923
4
Beds
2
Baths
1,800
Sq Ft
2000
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $19/mo10,019 sqft lotSingle Family Residence1 story

About this home

Middleburg

Well maintained pool home, move in ready! This home has many features others do not. HVAC is tow years old. Two step Crown molding, beautiful slate fireplace and slate kitchen and foyer floors, and a pool that is waiting for you to enjoy this summer! This home is on a corner lot and has cementitious siding exterior, which helps keep your insurance premium lower. French doors with built in blinds, updated light fixtures, faucets and ceiling fans are just some of the few upgrades. Don't miss seeing this one.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,049
Property taxesest. at asking price, Clay County$567
HOAbilled annually$19
Estimated total, before insurance$2,636/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$370,000
$74,000
Loan Term
Monthly Payment
$2,049
Principal & Interest: $2,049
Property taxes (est.): $567
Insurance (est.): $247
Estimated Total Monthly
$2,863
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$262,179$81,113—
2024$262,011$77,979—
2023$287,151$74,106—
2022$235,866$70,346—
2021$183,933$66,696—
2020$170,227$65,016—

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 28, 2026Closed$375,000
  • Jul 9, 2026Pending$375,000
  • Jun 5, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2025 Frogmore Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$310,000$1754/21,770390.1
1658 Evergreen Lane E, Middleburg, FL 32068Listed by RE/MAX SPECIALISTSSep 2026$137,600$1023/21,3481710.2
3013 Wavering Lane, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$280,000$1784/21,572590.3
3067 Wavering Lane, Middleburg, FL 32068Listed by WATSON REALTY CORPAug 2026$255,000$2023/21,260100.3
1670 Anne Drive, Middleburg, FL 32068Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$240,000$1624/21,478270.4
1823 Easy Street, Middleburg, FL 32068Listed by WATSON REALTY CORPAug 2026$325,000$2063/21,576280.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$208
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,800
Acres0.23 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Waterfall
Is WaterfrontNo

School Information

ElementaryDoctors Inlet
MiddleLake Asbury

Community Information

Address1835 Dartmouth Drive, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionSouthampton
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size10,018.8 sq ft
Parcel Number35042500822301324
ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewPool

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchDeck
FencingFenced, Back Yard, Wood
RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 5, 2026
Days on Market33
HOA Fees$230 / Annually
HOA FrequencyAnnually
Tax Year2025
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NORTH FLORIDA REAL ESTATE PARTNERS INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines