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Active

Active·74 days on market

23 Divot Place

Bunnell, FL 32110

$302,350$216/sqftEst. $1,542/moMLS# 2144885

Beds

Baths

1,402

Sq Ft

2026

Built

Garage

Pool

About this home

Bunnell

The Adele floor plan offers 1,402 square feet of beautifully designed living space with 3 bedrooms, 2 bathrooms, and a 2-car garage, the perfect blend of style and functionality in a single-family home. From the moment you arrive, the home is welcoming. Step inside to an open-concept layout filled with natural light. The spacious kitchen features a large island with quarts countertop that provides plenty of prep space and seating, making it ideal for entertaining or casual family meals. The kitchen flows seamlessly into the gathering room, where a vaulted ceiling creates an airy, expansive feel. There's ample space for a dining table, making this home perfect for hosting holidays or everyday dinners. The REV flooring is highlighted throughout the common areas. The private owner's suite is thoughtfully designed with a generous walk-in closet and a double vanity in the en-suite bath for added comfort and convenience. Two additional bedrooms offer flexibility for family or guests.

Cost to own

Mortgage calculator

Home Price

$302,350

Down Payment: 20%

$60,470

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,542

Principal & Interest: $1,542

Insurance (est.): $202

Estimated Total Monthly

$1,743

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,542

HOAbilled annually$5

Estimated total, before insurance$1,546/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History