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Active

Active·76 days on market

16330 Deacon Drive

Bryceville, FL 32009

$850,000$305/sqftEst. $4,334/moMLS# 2144356
4
Beds
4
Baths
2,784
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Bryceville

This NEW CONSTRUCTION custom style home sits on an expansive 15.58-acre parcel and leaves no detail unaccounted for. Thoughtfully designed with elevated craftsmanship throughout, the home features 10-foot ceilings, oversized windows that flood the space with natural light, 8-foot doors, and 2x6 construction creating the perfect blend of luxury and timeless design. Inside, the open and airy floorplan was designed for both everyday living and entertaining. The kitchen offers an abundance of storage, complete with a butler's pantry, while each of the 4 bedrooms features its own private ensuite bathroom, creating a true sense of comfort and privacy for family and guests alike. The primary suite feels like a retreat of its own with dual vanities, a walk-in shower, and a soaking tub designed for relaxation. A dedicated office provides the ideal work-from-home setup, while the mudroom and laundry room just off the garage feature built-in cabinetry for added convenience and functionality.

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,334
Principal & Interest: $4,334
Property taxes (est.): $1,173
Insurance (est.): $567
Estimated Total Monthly
$6,074
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,334
Property taxesest. at asking price, Nassau County$1,173
HOAbilled quarterly$167
Estimated total, before insurance$5,674/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,072/yr · $256/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$200,120$200,120
2024$109,640$80,308
2023$130,640$73,007
2022$70,448$66,370
2021$60,336$60,336
2020$60,336$60,336

2025 property taxes (current owner): $3,072/yr

Estimated taxes if purchased at asking price: ~$14,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone J

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 8, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$850,000
Price / Sq Ft$305
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage2,784
Acres15.58 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address16330 Deacon Drive, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionDeep Creek Plantation
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size678,664.8 sq ft
Parcel Number231N23034D00590000

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 8, 2026
Days on Market35
HOA Fees$500 / Quarterly
HOA FrequencyQuarterly
Tax Amount$3,072.19
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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