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Active

Active·76 days on market

14035 Dunroven Drive

Bryceville, FL 32009

$650,000$286/sqftEst. $3,314/moMLS# 2144369
4
Beds
3
Baths
2,272
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Bryceville

Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful, oversized 4.8 acre lot, this property offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgetable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. Beyond the home itself, Deep Creek Plantation offers a lifestyle unlike any other gated community in Northeast Florida. With access to the St. Mary's River, scenic bridges, towering oaks, and winding roads, this community was designed for those seeking both luxury and freedom. tThere is room to truly create the lifestyle you've always dreamed of -- bring the horses, RV, ATVs, fishing poles

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,314
Principal & Interest: $3,314
Property taxes (est.): $897
Insurance (est.): $433
Estimated Total Monthly
$4,645
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,314
Property taxesest. at asking price, Nassau County$897
HOAbilled quarterly$167
Estimated total, before insurance$4,378/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,066/yr · $89/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$91,200$54,780
2024$96,000$49,800
2023$76,800$45,273
2022$56,448$41,157
2021$38,400$37,415
2020$38,400$34,014

2025 property taxes (current owner): $1,066/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone J

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 8, 2026Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$650,000
Price / Sq Ft$286
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,272
Acres4.80 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address14035 Dunroven Drive, Bryceville, FL 32009
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionDeep Creek Plantation
CityBryceville
CountyNassau
StateFL
Zip Code32009
Lot Size209,088 sq ft
Parcel Number231N23034D00450000

Amenities

UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedMay 8, 2026
Days on Market35
HOA Fees$500 / Quarterly
HOA FrequencyQuarterly
Tax Amount$1,066.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RIVER CITY RENTALS AND REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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