This home is in Silverleaf, St. Augustine.
Active·71 days on market·Silverleaf
42 Rose Bud Lane
St. Augustine, FL 32092
About this home
Silverleaf
Located within a golf cart-friendly enclave, this nearly new four-bedroom, three-bathroom residence offers a refined lifestyle in the sought-after Silverleaf community. Positioned as the best-value ICI home in the area, this property presents a distinct financial advantage and No CDD fees. The interior features an open-concept design anchored by a gourmet kitchen, which transitions into a spacious living area ideal for both formal entertaining and daily relaxation. A thoughtful split-bedroom floor plan ensures privacy for the primary suite while providing ample space for family and guests. Outside, the expansive backyard serves as a versatile space for future custom improvements. Silverleaf residents benefit from a comprehensive suite of amenities, including resort-style and lap pools, tennis and pickleball courts, a splash park, and dedicated dog parks. This home offers a strategic opportunity to secure a high-quality property in a vibrant, amenity-rich community.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $585,000 in December 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $538,776 | $538,776 | — |
| 2024 | $519,594 | $519,594 | — |
| 2023 | $512,161 | $512,161 | — |
| 2022 | $39,200 | $39,200 | — |
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 6, 2026Listed$599,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Silverleaf
Silverleaf is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Silverleaf homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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