This home is in South Hampton, St. Augustine.

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Active

Active·74 days on market·South Hampton

2241 W Clovelly Lane

St. Augustine, FL 32092

$564,000$199/sqftEst. $3,002/moMLS# 2143155

Beds

Baths

2,840

Sq Ft

2004

Built

Garage

Pool

About this home

South Hampton

Spacious and well maintained 2-story 4 BR/3.5 BA home conveniently located near the Durbin Pavilion shopping area in St. John's County with easy access to I-95. Features formal living and dining rooms, gas burning fireplace, and bamboo flooring in main living areas (carpeted bedrooms). Large double vanity, separate shower and tub in the master BR. Screened in patio faces nature preserve. New roof in 2024 and new HVAC unit in 2023. Low HOA and property taxes. Amenities include a golf course and clubhouse, exercise room, playground, soccer field, and basketball and tennis courts.

Cost to own

Mortgage calculator

Home Price

$564,000

Down Payment: 20%

$112,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,849

Principal & Interest: $2,849

Est. Taxes & Insurance: $712

Estimated Total Monthly

$3,561

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,002

Property taxesest. at asking price, St. Johns County$750

HOAbilled quarterly$110

Estimated total, before insurance$3,862/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$443,625	$146,240	—
2024	$455,078	$139,861	—
2023	$451,216	$132,729	—
2022	$413,720	$130,305	—
2021	$314,780	$174,083	—
2020	$283,706	$170,989	—

2025 property taxes (current owner): $2,797/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — 2024 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 1, 2026Listed$564,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$564,000

Price / Sq Ft$199

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,840

Total Structure Area3,506 sq ft

Acres0.23 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBartram Trail

Community Information

Address2241 W Clovelly Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSouth Hampton

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size10,018.8 sq ft

Parcel Number0099724700

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Cable TV, Children's Pool, Clubhouse, Fitness Center, Golf Course, Management - Full Time, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewTrees/Woods