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Active

Active·96 days on market

2857 Brambleton Place

Green Cove Springs, FL 32043

$405,000$175/sqftEst. $2,065/moMLS# 2142822

Beds

Baths

2,317

Sq Ft

2023

Built

Garage

Pool

About this home

Green Cove Springs

Welcome home to this 4-bedroom, 3-bath beauty built in 2023 with 2,317 sq. ft. of modern living. Nestled on a cul-de-sac with a pond view, this open concept home offers tile and carpet throughout, abundant natural light, and a fenced backyard with gorgeous sunsets. The kitchen includes stainless steel appliances and opens into the spacious living and dining areas. The owner's suite features a spa-like bath and a massive walk-in closet, while the front bedroom with its own bath functions perfectly as an in-law suite or private guest space. With a split bedroom design, three full baths, and move-in-ready condition, this home blends comfort, versatility, and style.

Cost to own

Mortgage calculator

Home Price

$405,000

Down Payment: 20%

$81,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,065

Principal & Interest: $2,065

Property taxes (est.): $621

Insurance (est.): $270

Estimated Total Monthly

$2,956

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,065

Property taxesest. at asking price, Clay County$621

HOAbilled annually$8

Estimated total, before insurance$2,694/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,636/yr · $636/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $375,200 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$370,440	$301,791	—
2024	$352,297	$292,297	—
2023	$55,000	$55,000	—
2022	$50,000	$50,000	▲ $40,000

2025 property taxes (current owner): $7,636/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,553 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 5, 2026Price change$405,000−$10,000
Apr 30, 2026Listed$415,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$405,000

Price / Sq Ft$175

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,317

Acres0.23 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StyleFlat, Ranch, Traditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address2857 Brambleton Place, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionGranary Park Phase 1

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size10,018.8 sq ft

Parcel Number23052501010100529

ZoningResidential

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewPond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryWasher Hookup

SecuritySmoke Detector(s)