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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·163 days on market

101 Oak Haven Road

Pomona Park, FL 32181

$230,000$143/sqftEst. $1,274/moMLS# 2142693
↓ $10,000 below original list
3
Beds
2
Baths
1,608
Sq Ft
2025
Built
—
Garage
No
Pool
FEMA Zone XNo HOA1.01 acresManufactured Home1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Pomona Park

Why wait on new construction when this 2025 home is already move-in ready and sitting on just over an acre? Offering 3 bedrooms, 2 bathrooms, and 1,608 square feet, the home features a bright, open layout with stylish finishes, a spacious kitchen, and plenty of room to gather. Outside, the 1.01-acre property gives you space for pets, parking, projects, or simply enjoying a little extra privacy. Two storage sheds and a two-car carport are already in place, so the extras are handled too. With no HOA and negotiable furniture, this could be an easy, nearly turnkey move. If you've been looking for a newer home with land and room to breathe in Pomona Park, 101 Oak Haven Road deserves a closer look. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Estimated total, before insurance$1,274/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Insurance (est.): $153
Estimated Total Monthly
$1,427
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,601 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $454/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 30, 2026Price change$230,000−$10,000
  • Apr 30, 2026Listed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $143/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Idlewood Acres Road, Pomona Park, FL 32181Listed by IHEART REALTY INCAug 2026$209,000$1512/21,380630.1
139 Lake Street, Pomona Park, FL 32181Listed by IHEART REALTY INCSep 2026$258,000$2073/21,24811
401 Pleasant Street, Pomona Park, FL 32181Listed by RIVER LIFE REALTY LLCSep 2026$580,000$2823/22,0542171.7
118 Robin Road, Pomona Park, FL 32181Listed by COLDWELL BANKER BEN BATES INCJun 2026$315,000$1703/21,848321.7
223 Worcester Road, Pomona Park, FL 32181Listed by CENTURY 21 TRITON REALTYSep 2025$325,000$1853/31,760312.1
105 Illinois Drive, Satsuma, FL 32189Listed by CENTURY 21 TRITON REALTYSep 2026$159,000$1383/21,152382.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$143
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,608
Acres1.01 acres
Year Built2025
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address101 Oak Haven Road, Pomona Park, FL 32181
Area581-Satsuma/Hoot Owl Ridge
SubdivisionMetes & Bounds
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size43,995.6 sq ft
Parcel Number191127000000100091

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingOff Street

Interior

AppliancesElectric Cooktop, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedApril 30, 2026
Days on Market109
Tax Amount$453.74
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TIMBER TO TIDES REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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