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This home is in Beacon Hills Harbor, Jacksonville — a home near Sandalwood High School.

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Active

Active·73 days on market·Beacon Hills Harbor

4411 Hartman Road

Jacksonville, FL 32225

$564,900$327/sqftEst. $2,913/moMLS# 2142405

Beds

Baths

1,725

Sq Ft

1960

Built

Garage

Yes

Pool

About this home

Beacon Hills Harbor

Beautiful brick multilevel home with screened-in pool in the desirable Beacon Hills Harbor area. This unique floor plan offers 4 bedrooms, with two on the upper level and two on the lower level, providing flexibility and privacy. Step outside to a spacious porch overlooking your own private oasis, perfect for enjoying the Florida lifestyle year-round. The property also features ample space to park a boat or RV, with no HOA restrictions. Ideally located just minutes from Mayo Clinic, the beaches, St. Johns Town Center, and downtown Jacksonville, this home combines comfort, convenience, and lifestyle. Don't miss the opportunity to own this one-of-a-kind property in a prime location.

Cost to own

Mortgage calculator

Home Price

$564,900

Down Payment: 20%

$112,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,913

Principal & Interest: $2,913

Property taxes (est.): $922

Insurance (est.): $377

Estimated Total Monthly

$4,212

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,913

Property taxesest. at asking price, Duval County$922

Estimated total, before insurance$3,836/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $370,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$340,559	$340,559	—
2024	$331,487	$331,487	▲ $7,215
2023	$321,544	$321,544	—
2022	$237,897	$127,999	▲ $21,076
2021	$188,896	$122,815	—
2020	$170,429	$120,429	—

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1960)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,367 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History