This home is in Trailmark, St. Augustine.

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Active

Active·78 days on market·Trailmark

276 Back Creek Drive

St. Augustine, FL 32092

$1,199,000$296/sqftEst. $6,382/moMLS# 2142363

Beds

Baths

4,047

Sq Ft

2018

Built

Garage

Yes

Pool

About this home

Trailmark

A stunning 5-bed, 4.5-bath, 4-car garage custom POOL home is perfectly positioned on one of the largest lots in TrailMark, backing to a protected preserve with serene, picturesque views. Built by luxury MasterCraft Builder Group, this home combines luxury, comfort, and space in one exceptional offering. From the moment you arrive, you'll be greeted with a contemporary & clean-lined exterior and an expansive front porch. Inside, off the entry, is an ample-sized office/flex room and a secondary downstairs bedroom. Step further into a light-filled, open-concept layout with neutral, move-in ready finishes throughout. Wood flooring flows through the main living areas, while large windows bring in abundant natural light. The spacious living room seamlessly connects to the dining area and a well-equipped kitchen featuring a large center island with seating, modern cabinetry, a sleek tile backsplash, and stainless steel appliances. Thoughtfully designed with multiple flexible nooks and spaces

Cost to own

Mortgage calculator

Home Price

$1,199,000

Down Payment: 20%

$239,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$6,056

Principal & Interest: $6,056

Est. Taxes & Insurance: $1,514

Estimated Total Monthly

$7,571

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,382

Property taxesest. at asking price, St. Johns County$1,595

HOAbilled annually$8

Estimated total, before insurance$7,985/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$903,892	$853,170	—
2024	$804,106	$529,328	—
2023	$789,889	$512,454	—
2022	$768,590	$496,072	—
2021	$661,073	$480,167	—
2020	$527,921	$397,178	—

2025 property taxes (current owner): $15,477/yr

Estimated taxes if purchased at asking price: ~$19,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,697 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 28, 2026Listed$1,199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,199,000

Price / Sq Ft$296

Bedrooms5

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,047

Acres0.56 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

Community Information

Address276 Back Creek Drive, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionTrailmark

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size24,393.6 sq ft

Parcel Number0290112410

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Fitness Center, Jogging Path, Tennis Court(s)

UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingOther, Attached, Garage

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

# of Stories2

LevelsTwo

LaundryLower Level

SecuritySmoke Detector(s)