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Pending

Pending·79 days on market

117 St Johns Fishing Lodge Road

Crescent City, FL 32112

$675,000$381/sqftEst. $3,593/moMLS# 2142115

Beds

Baths

1,771

Sq Ft

1981

Built

Garage

Pool

About this home

Crescent City

OPEN HOUSE SATURDAY 5/16 11am-1pm Classic St. Johns Riverfront retreat on 1.5+ acres. Tucked beneath mature oaks and palms, this 3BR/3BA home captures the charm of Old Florida with modern updates throughout. Step outside to your private, protected boat basin and dock--ideal for keeping your boat safe and ready for a day on the river. The spacious yard and updated patios and porches create the perfect setting for entertaining or relaxing waterfront. Inside, enjoy quartz countertops, updated finishes, and comfortable living spaces, complemented by a new roof (2025) and whole-house generator. The property also includes a garage, carport and multiple outbuildings, offering flexibility for storage, workshop space, or recreational use. Walk to a well-known local marina/restaurant for dining, boating, and socializing--making this not just a home, but a lifestyle.

Cost to own

Mortgage calculator

Home Price

$675,000

Down Payment: 20%

$135,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,410

Principal & Interest: $3,410

Est. Taxes & Insurance: $852

Estimated Total Monthly

$4,262

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,593

Estimated total, before insurance$3,593/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,810/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.