3515 Headland Way

Jacksonville, FL 32224

$3,200/moMLS# 2140886

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

BENJAMIN T COTE · EXP REALTY LLC benjamincote1@gmail.com

Beds

Baths

1,589

Sq Ft

2021

Built

Garage

Pool

About this home

Jacksonville

Welcome to this immaculate, move-in ready townhome located in the highly sought-after gated community of Pablo Cove. Built in 2021, this coastal-inspired residence offers a bright, open-concept layout filled with natural light and luxury vinyl plank flooring throughout the main living areas. The stylish kitchen features quartz countertops, stainless steel appliances, upgraded lighting, and a spacious island perfect for cooking, dining, and entertaining (the owner will be replacing the current pink refrigerator with a standard refrigerator, which will be included with the home). A convenient half bath is also located on the first floor. Upstairs, you'll find three generous bedrooms, two full bathrooms with quartz countertops, and a centrally located laundry room for added convenience. Step onto your private balcony and enjoy peaceful pond views -- the perfect place to unwind. Ideally situated just minutes from Jacksonville Beach and St Johns Town Center. Can be rented furnished as well.

Cost to own

Mortgage calculator

Home Price

$3,200

Down Payment: 20%

$640

Interest Rate: 6.58%

Loan Term

Monthly Payment

$16

Principal & Interest: $16

Property taxes (est.): $5

Insurance (est.): $2

Estimated Total Monthly

$24

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $439,000 in June 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$392,004	$392,004	▲ $24,948
2024	$367,683	$367,683	—
2023	$340,362	$268,506	▲ $13,121
2022	$314,084	$263,584	—
2021	$65,000	$65,000	▲ $15,000

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.