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This home is in WGV Heritage Landing, St. Augustine.

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Active

Active·128 days on market·WGV Heritage Landing

324 Silver Glen Avenue

St. Augustine, FL 32092

$379,900$142/sqftEst. $1,953/moMLS# 2140624

Beds

Baths

2,668

Sq Ft

2010

Built

Garage

Pool

About this home

WGV Heritage Landing

**Welcome home to your private preserve retreat!** With 2,668 sq. ft., 4 bedrooms, 2.5 baths, and a peaceful preserve backdrop with no homes directly behind you, this home offers the perfect blend of space, privacy, and comfort. Enjoy your morning coffee overlooking nature, host family and friends, or unwind in your own backyard oasis. Fresh interior paint and brand new flooring create a bright, move in ready feel, while the major systems have already been updated with an 8 year old roof, 5 year old HVAC, and water heater replaced in September 2025. **LOW HOA of just $135 per year!** Camp Heritage offers resort style pools, a three story waterslide, fitness center, sports courts, and playground. Preferred lender offering up to **1% toward closing costs plus a $600 appraisal credit** with an accepted offer. Minutes from World Golf Village, shopping, dining, I 95, Jacksonville, St. Augustine, and the beaches. Zoned for top rated schools.

Cost to own

Mortgage calculator

Home Price

$379,900

Down Payment: 20%

$75,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,953

Principal & Interest: $1,953

Property taxes (est.): $506

Insurance (est.): $253

Estimated Total Monthly

$2,712

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,953

Property taxesest. at asking price, St. Johns County$506

HOAbilled annually$11

Estimated total, before insurance$2,470/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,572/yr · $631/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$369,012	$353,502	—
2024	$381,734	$321,365	—
2023	$384,835	$292,150	—
2022	$356,926	$265,591	—
2021	$241,446	$241,446	—
2020	$225,021	$106,803	—

2025 property taxes (current owner): $7,572/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 24, 2026Listed$379,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$379,900

Price / Sq Ft$142

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,668

Total Structure Area4,792 sq ft

Acres0.11 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

Community Information

Address324 Silver Glen Avenue, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Parcel Number2881082480

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Park, Playground, RV/Boat Storage, Storage, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, On Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral

CoolingCentral Air, Wall/Window Unit(s)

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryUpper Level