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4575 OAK BAY Drive, Jacksonville, FL 32277

$565,000
MLS# 2140507
4
Bedrooms
3
Bathrooms
3,186
Sq Ft
1981
Year Built

About This Home — 4575 OAK BAY Drive

Back on the market UNDER appraised value of $583,000 (FHA). Previous buyer's financing fell through, creating a second chance to make this home yours! Discover this charming 4-bedroom, 3-bath pool home nestled in the established and picturesque neighborhood of Charter Point. Set on a spacious lot surrounded by mature oak trees, this classic brick residence offers timeless appeal and thoughtful updates throughout. Step inside to find warm hardwood floors, elegant dentil crown molding, and generous living areas perfect for everyday living and entertaining. The main level includes a large bedroom with an adjacent full bath, ideal for guests or multigenerational living, as well as a flex room perfect for a playroom, office, or cozy sitting area. The kitchen and family room overlook the inviting in-ground pool and paved patio, creating a seamless connection to the private backyard retreat. A wet bar adds extra convenience for entertaining.

Features

Price$565,000
Price / Sq Ft$177
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,186
Acres0.29 acres
Year Built1981
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

ElementaryFort Caroline
MiddleArlington
HighTerry Parker

Community Information

Address4575 OAK BAY Drive, Jacksonville, FL 32277
Area041-Arlington
SubdivisionCharter Point
CityJacksonville
CountyDuval
StateFL
Zip Code32277
Lot Size12,632.4 sq ft
Parcel Number1089271688
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryIn Garage

Exterior

Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 3, 2026
Days on Market21
HOA Fees$275 / Annually
HOA FrequencyAnnually
Tax Amount$7,644.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$565,000
$113,000
Loan Term
Monthly Payment
$3,007
Principal & Interest: $3,007
Est. Taxes & Insurance: $752
Estimated Total Monthly
$3,759
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida