Sold·Closed Aug 10, 2026·86 days on market
26 Chatham Place
Palm Coast, FL 32164
About this home
Palm Coast
Welcome to 26 Chatham Place in desirable Palm Coast. This well-maintained home offers comfort, functionality, and bright open layout filled with natural light. The living area and dining area flow seamlessly into the kitchen, featuring ample cabinetry, generous counter space, and a convenient breakfast bar. The primary suite provides a private retreat with a walk-in closet and en-suite bath, while additional bedrooms offer flexibility for guests. Enjoy the oversized covered, screened patio, perfect for relaxing evenings or entertaining year-round. Recent updates include freshly painted interior and new sliding glass doors in both the main living area and primary bedroom, enhancing natural light and indoor-outdoor flow. The home also features a convenient electric retractable garage screen, adding versatility and comfort to the garage space. BACK ON MARKET - NO FAULT OF THE PROPERTY! Buyer's home sale contingency was not satisfied. Don't miss your second opportunity to own this villa.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,658 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,077/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 10, 2026Closed$284,900
- Jul 10, 2026Pending$284,900
- Apr 16, 2026Listed$284,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $212/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 29 Hembury Lane, Palm Coast, FL 32137Listed by ENDLESS SUMMER REALTY | Jun 2026 | $185,000 | $168 | 2/2 | 1,098 | 82 | 1.5 |
| 306 Palm Coast Parkway NE 203, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jun 2026 | $130,000 | $129 | 2/2 | 1,006 | 80 | 2 |
| 10 Big Pine Drive, Palm Coast, FL 32164Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $285,000 | $196 | 3/2 | 1,454 | 0 | 2.2 |
| 193 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $335,000 | $284 | 3/2 | 1,181 | 0 | 3.1 |
| 210 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $320,000 | $271 | 3/2 | 1,181 | 0 | 3.2 |
| 189 Misty Harbor Trace, Palm Coast, FL 32137Listed by OLYMPUS EXECUTIVE REALTY, INC | Jun 2026 | $340,000 | $288 | 3/2 | 1,181 | 0 | 3.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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