Sold·Closed Jul 22, 2026·100 days on market
2532 Crestdale Court
Middleburg, FL 32068
About this home
Middleburg
POOL home in the heart of Middleburg! This spacious and beautifully maintained 5-bedroom, 3-bath home offers nearly 3,000 square feet of comfortable living, perfectly designed for both relaxation and entertaining. Step inside to find a thoughtfully designed layout featuring a guest suite on the first floor, ideal for visitors or multi-generational living. The home boasts no carpeting throughout, providing a clean, modern feel and easy maintenance. The heart of the home is the bright and functional kitchen, complete with an eat-in kitchen area and a separate formal dining room--perfect for hosting gatherings. Upstairs, the extra-large primary suite is a true retreat, featuring his-and-hers closets, a luxurious walk-in shower, and a separate garden tub for ultimate relaxation. See more........
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water · Clay County Utilities
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $459,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $356,205 | $305,483 | — |
| 2024 | $383,660 | $304,056 | — |
| 2023 | $392,104 | $293,744 | — |
| 2022 | $340,085 | $181,194 | — |
| 2021 | $272,741 | $174,461 | — |
| 2020 | $270,839 | $171,362 | — |
2025 property taxes (current owner): $5,179/yr
Estimated taxes if purchased at asking price: ~$9,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 22, 2026Closed$549,500
- Jul 22, 2026Pending$549,500
- Apr 13, 2026Listed$549,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $164/sq ft; this home is listed at $189/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1885 Silo Oaks Place, Middleburg, FL 32068Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $575,000 | $163 | 5/4 | 3,524 | 81 | 1.1 |
| 1998 Lenox Court, Middleburg, FL 32068Listed by BEYCOME OF FLORIDA LLC | Sep 2026 | $353,900 | $164 | 3/2.5 | 2,152 | 43 | 1.3 |
| 1846 Waterbury Lane, Fleming Island, FL 32003Listed by HERRON REAL ESTATE LLC | Oct 2026 | $1,360,000 | $379 | 5/4.5 | 3,592 | 7 | 1.5 |
| 1850 Waterbury Lane, Fleming Island, FL 32003Listed by MILLER & COMPANY REAL ESTATE | Sep 2026 | $690,600 | $294 | 4/2.5 | 2,345 | 194 | 1.5 |
| 2455 Morganza Way, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $469,980 | $146 | 4/3 | 3,223 | 2 | 1.5 |
| 2448 Morganza Way, Green Cove Springs, FL 32043Listed by LENNAR REALTY INC | Sep 2026 | $476,480 | $148 | 4/3 | 3,223 | 9 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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