Sold·Closed Jul 10, 2026·58 days on market
10543 Oak Hill Road
Glen St. Mary, FL 32040
About this home
Glen St. Mary
WELCOME HOME to this beautifully renovated property in Glen St. Mary offering space, privacy, and modern comfort on 3.5 acres. Tucked away at the end of a picturesque winding driveway, this 3 bedroom, 2 bathroom home welcomes you with a peaceful setting and thoughtfully updated interior. Renovated in 2021/2022, the home features gorgeous flooring throughout and a bright, inviting layout designed for both everyday living and easy entertaining. The stunning kitchen serves as the heart of the home, complete with modern finishes, ample cabinetry, and generous counter space - perfect for preparing meals or gathering with guests. Step outside and enjoy the freedom of 3.5 acres, offering endless possibilities for outdoor living, recreation, or simply enjoying the quiet surroundings. A detached, 12x30 detached workshop (currently used as a ''man cave'') includes a pool table and provides flexible use for hobbies, a game room, office, or creative space.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,045 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,573/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 15, 2026Closed$293,500
- Apr 9, 2026Listed$293,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $152/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 18831 County Road 127, Glen St. Mary, FL 32040Listed by REAL ESTATE WITH GARLON WEBB | Oct 2026 | $390,000 | $226 | 3/2 | 1,722 | 0 | 1.1 |
| 17781 Anne Road, Glen St. Mary, FL 32040Listed by THOMAS R RHODEN AGENCY, INC | Aug 2026 | $230,000 | $152 | 4/2 | 1,512 | 0 | 1.3 |
| 20543 Frank Combs Circle, Sanderson, FL 32087Listed by EXP REALTY LLC | Nov 2025 | $210,000 | $118 | 3/2 | 1,782 | 74 | 1.9 |
| 10298 Oakwood Terrace, Glen St. Mary, FL 32040Listed by WATSON REALTY CORP | May 2025 | $190,000 | $107 | 3/2 | 1,770 | 251 | 2.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MCCABE REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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