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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·123 days on market

1244 Glengarry Road

Jacksonville, FL 32207

$454,000$222/sqftEst. $2,341/moMLS# 2138847
3
Beds
2
Baths
2,047
Sq Ft
1951
Built
2
Garage
No
Pool

About this home

Jacksonville

Storybook charm meets an unbeatable location--this home is unique and truly special! Nestled on a quiet, tucked-away street that dead-ends at the St. Johns River, this all-brick beauty offers the perfect blend of historic character, thoughtful custom updates, and everyday convenience just minutes from San Marco, Riverside, and Downtown Jacksonville. Step inside and feel the warmth immediately--sunlight pours through multiple stunning picture windows, highlighting the hardwood floors that run throughout. With two spacious living areas, there's room for hosting friends and family and everyday living with ease. The kitchen features stainless steel appliances, while abundant storage and custom touches throughout make this home as functional as it is charming. Enjoy relaxing on the inviting front porch or unwind in the fully fenced backyard--perfect for entertaining. Situated on a generous 94 x 120 lot with no HOA fees, this home is filled with plenty of personality and warmth.

Cost to own

Mortgage calculator

$454,000
$90,800
Loan Term
Monthly Payment
$2,341
Principal & Interest: $2,341
Property taxes (est.): $741
Insurance (est.): $303
Estimated Total Monthly
$3,385
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,341
Property taxesest. at asking price, Duval County$741
Estimated total, before insurance$3,083/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,732/yr · $394/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $315,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$217,434$44,741
2025$304,401$235,855
2024$229,525$42,773
2024$278,501$228,501
2023$227,247$40,071
2023$279,401$229,401
2022$212,406$37,448
2022$269,079$269,079 $221
2021$168,550$34,901
2021$229,971$127,648
2020$132,942$33,729
2020$207,941$125,196 $13,538

2025 property taxes (current owner): $4,732/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1951)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,416 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 15, 2026Price change$454,000$5,000
  • Apr 7, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$454,000
Price / Sq Ft$222
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,047
Acres0.27 acres
Year Built1951
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1244 Glengarry Road, Jacksonville, FL 32207
Area021-St Nicholas Area
SubdivisionGlengarry
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size11,761.2 sq ft
Parcel Number1295600000
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Additional Information

Date ListedApril 7, 2026
Days on Market105
Tax Amount$4,731.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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