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Active

Active·113 days on market

109 Greenwood Road

Florahome, FL 32140

$155,000$108/sqftEst. $790/moMLS# 2138475
3
Beds
2
Baths
1,440
Sq Ft
1999
Built
Garage
No
Pool

About this home

Florahome

2 ADDITIONAL LOTS ADDED!! Country living at its finest. The floor plan has a spacious living area. The 3 bedroom 2 bath mobile home has a split floor plan allowing for plenty of privacy. Off the dining room is a covered screen porch that allows you to enjoy a quiet morning cup of coffee. This home is set on 2 lots which gives a nice spacious yard for planting and playing. To the right of the property are 2 additional lots. Many trees adorn these lots and they could be used to build on or just for additional privacy. This house would also make a great rental income property if you are looking for an investment.

Cost to own

Mortgage calculator

$155,000
$31,000
Loan Term
Monthly Payment
$790
Principal & Interest: $790
Insurance (est.): $103
Estimated Total Monthly
$894
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$790
Estimated total, before insurance$790/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,942/yr · $162/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,942/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Price change$155,000+$5,000
  • Apr 4, 2026Listed$150,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$155,000
Price / Sq Ft$108
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Total Structure Area1,594 sq ft
Acres0.72 acres
Year Built1999
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address109 Greenwood Road, Florahome, FL 32140
Area576-Georges Lake
SubdivisionLakeside Hills
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size31,363.2 sq ft
Parcel Number150824510400600050

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther, Unassigned

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Lot DescriptionFew Trees
Patio / PorchRear Porch, Screened

Additional Information

Date ListedApril 4, 2026
Days on Market111
Tax Amount$1,942
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 LAKESIDE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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