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Active·354 days on market

121 Kenny Lane

Florahome, FL 32140

$205,000$136/sqftEst. $1,045/moMLS# 2102577
3
Beds
2
Baths
1,512
Sq Ft
2023
Built
Garage
No
Pool

About this home

Florahome

Like new 3/2 model home has barely been lived in! Ready for new owners and nestled on a lot near Georges Lake and Etoniah State Forest. Well and septic were installed when site was set up for the new home. LVP throughout, walk in closets, large laundry and open kitchen, dining and living plan. Easy commute to Palatka, Gainesville, Ocala, St Augustine and Jacksonville. Don't miss this turn key home!

Cost to own

Mortgage calculator

$205,000
$41,000
Loan Term
Monthly Payment
$1,045
Principal & Interest: $1,045
Insurance (est.): $137
Estimated Total Monthly
$1,182
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,045
Estimated total, before insurance$1,045/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$3,223/yr · $269/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $3,223/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,604 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2025Listed$205,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$205,000
Price / Sq Ft$136
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres0.17 acres
Year Built2023
TypeResidential
Sub-TypeMobile Home
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address121 Kenny Lane, Florahome, FL 32140
Area576-Georges Lake
SubdivisionLakeside Hills
CityFlorahome
CountyPutnam
StateFL
Zip Code32140
Lot Size7,405.2 sq ft
Parcel Number140824510411500110
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionVinyl Siding
Road SurfaceDirt

Additional Information

Date ListedAugust 6, 2025
Days on Market297
Tax Amount$3,223.49
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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