This home is in Fernandina Beach.

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Active

Active·107 days on market

85167 Amaryllis Court

Fernandina Beach, FL 32034

$540,000$202/sqftEst. $2,745/moMLS# 2138308

Beds

Baths

2,677

Sq Ft

2020

Built

Garage

Pool

About this home

Fernandina Beach

SELLERS TO PAY OFF CDD BOND BALANCE WITH ACCEPTABLE OFFER. Welcome to Amelia Concourse, one of the area's most DESIRABLE communities, known for its RESORT-STYLE pool and unbeatable location just minutes from the best of Nassau County living. Built in 2020, this beautifully designed 5 BDM, 3 BTH home with a spacious BONUS ROOM offers the perfect blend of MODERN construction and thoughtful UPGRADES. Situated on over 1/3 ACRE, the fully FENCED backyard provides incredible space for entertaining, play, or simply relaxing, complete with a cozy FIRE PIT for evenings under the stars. This popular Fleming II Bonus floor plan is built with quality and EFFICIENCY in mind, featuring Zip System exterior sheathing, Advantech flooring, and advanced performance tilt windows. Inside, the Designer Series finishes shine with wood-look tile flooring throughout the main living areas, a GOURMET kitchen with upgraded 42'' cabinetry, QUARTZ countertops, additional recessed lighting

Cost to own

Mortgage calculator

Home Price

$540,000

Down Payment: 20%

$108,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,745

Principal & Interest: $2,745

Est. Taxes & Insurance: $686

Estimated Total Monthly

$3,431

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,745

Property taxesest. at asking price, Nassau County$745

HOAbilled annually$7

Estimated total, before insurance$3,497/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $515,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$434,379	$383,657	—
2024	$408,794	$408,794	—
2023	$393,854	$174,265	—
2022	$352,655	$167,733	—
2021	$279,995	$161,391	—
2020	$42,513	$42,513	—

2025 property taxes (current owner): $7,787/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,587 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 3, 2026Listed$540,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$540,000

Price / Sq Ft$202

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,677

Acres0.31 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address85167 Amaryllis Court, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionAmelia Concourse

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size13,503.6 sq ft

Parcel Number302N28015000030000

Amenities

AmenitiesPool, Children's Pool, Playground

UtilitiesCable Available, Cable Connected, Electricity Available, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Double Oven, Electric Cooktop, Electric Range, Microwave, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup