Sold·Closed Aug 17, 2026·81 days on market
20021 SE 88th Trail
Lake Butler, FL 32054
About this home
Lake Butler
Welcome to this charming home in Union County offering 2 bedrooms and 2 bathrooms, with the potential for a 3rd bedroom (non-conforming, no closet). The home features brand new engineered hardwood flooring in the living room and den, adding both style and durability. The spacious primary suite includes a walk-in closet and a beautifully updated bathroom with a walk-in shower. Step outside to enjoy the covered back porch and patio area--perfect for grilling, entertaining, or simply relaxing while overlooking the peaceful backyard pond. Major updates include a brand new roof in 2025 and a full-house gas Generac generator, providing peace of mind year-round. This property blends comfort, functionality, and outdoor charm--don't miss your opportunity to make it yours!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2025 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,652 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 17, 2026Closed$300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $132/sq ft; this home is listed at $168/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 20033 SE 84th Street, Lake Butler, FL 32054Listed by CW REALTY | Sep 2025 | $220,000 | $132 | 4/2 | 1,664 | 5 | 0.4 |
| 19517 NW 137th Lane, Lake Butler, FL 32054Listed by CW REALTY | Aug 2025 | $290,000 | $127 | 4/2 | 2,280 | 47 | 1 |
| 19414 NW 135th Lane, Lake Butler, FL 32054Listed by UNITED COUNTRY SMITH & ASSOCIATES | Apr 2026 | $239,900 | $129 | 3/2 | 1,860 | 139 | 1.1 |
| 14227 State Road 100 W, Lake Butler, FL 32054Listed by CW REALTY | Jun 2025 | $210,000 | $155 | 4/2 | 1,357 | 6 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Sold by: CW REALTY (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
For Sale3125 Laurent LoopDavenport, FL 33837
3 bd · 2.5 ba · 1,738 sq ft
$309,000Est. $1,645/mo$3,000 LENDER INCENTIVE! Qualified buyers can receive up to $3,000 toward eligible closing costs, prepaid expenses, or…
Listing Office: united real estate gallery
For Sale170 Janice DrivePalatka, FL 32177
5 bd · 3 ba · 2,001 sq ft
$350,000Est. $1,863/moWelcome to 170 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful…
Listing Office: iheart realty inc
For Sale5927 White Sands RoadKeystone Heights, FL 32656
3 bd · 2 ba · 1,536 sq ft
$350,000Est. $1,863/moWake up to White Sands Lake. This 3BR/2BA lakefront retreat sits on nearly ¾ of an acre with no HOA and low taxes.…
Listing Office: trevor waters realty, inc.
For Sale162 Janice DrivePalatka, FL 32147
5 bd · 3 ba · 2,001 sq ft
$350,000Est. $1,863/moWelcome to 162 Janice Drive, a rare opportunity to own a brand-new 2026 construction home situated on 4.75 beautiful…
Listing Office: iheart realty inc
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines