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Active·176 days on market

3318 Meadow Ridge Place

Green Cove Springs, FL 32043

$341,900$182/sqftEst. $1,825/moMLS# 2138039
4
Beds
2
Baths
1,882
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $10/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

Is value important to you? UNDER CONSTRUCTION Own this new 4-bedroom 2-bath brick home 1820 B plan in resort style community. If you're craving space, style, and a low-maintenance lifestyle, this home delivers--with a covered front entry and rear covered porch great for morning coffee. Access to resort-style amenities that feel like a vacation every day is definitely underrated! This home's open concept features a large kitchen with granite countertops with a peninsula countertop that overlooks the family room and dining room with vaulted ceilings. The Owners Suite offers a walk-in closet, dual vanities with quartz countertops, a linen closet, and 5' walk in shower. Save thousands on closing costs by using an approved lender with only $1K deposit!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,825
Property taxesest. at asking price, Clay County$524
HOAbilled annually$10
Estimated total, before insurance$2,359/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,267/yr · $356/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$341,900
$68,380
Loan Term
Monthly Payment
$1,825
Principal & Interest: $1,825
Property taxes (est.): $524
Insurance (est.): $228
Estimated Total Monthly
$2,577
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $11,760,000 in December 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$50,000$50,000—
2024$50,000$50,000—
2023$20,000$20,000—

2025 property taxes (current owner): $4,267/yr

Estimated taxes if purchased at asking price: ~$6,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 2, 2026Listed$341,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$341,900
Price / Sq Ft$182
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,882
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home, Traditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3318 Meadow Ridge Place, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionRolling Hills
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Lot Dimensions50x121.05
Parcel Number27052501010902101
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Street Lights, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared, Dead End Street, Few Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionBrick, Frame, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedApril 2, 2026
Days on Market141
HOA Fees$120 / Annually
HOA FrequencyAnnually
Tax Amount$4,267.09
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ADAMS HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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