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Active·152 days on market

4892 Echo Court Court 44

Oviedo, FL 32765

$754,999$234/sqftEst. $3,881/moMLS# 2137416

Beds

Baths

3,228

Sq Ft

2019

Built

Garage

Pool

About this home

Oviedo

4892 Echo Ct is a spacious 4BR/3BA home offering 3,229 sq ft of living space, newer master-planned communities with modern amenities. Lakefront properties and homes near conservation areas in the highly desirable Oviedo/Orlando area. Oviedo is a thriving suburban city in Seminole County, northeast of Orlando, easy access to Orlando theme parks and attractions and known for excellent schools, family-friendly neighborhoods, and a strong quality of life. With generous living spaces, multiple bedrooms and bathrooms, and proximity to top-rated schools and employment centers, the property is well-suited for families seeking comfort and convenience in one of Central Florida's most sought-after suburban communities. Home values are generally higher than those in many surrounding Orlando suburbs.

Cost to own

Mortgage calculator

Home Price

$754,999

Down Payment: 20%

$151,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,881

Principal & Interest: $3,881

Insurance (est.): $503

Estimated Total Monthly

$4,385

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,881

HOAbilled quarterly$93

Estimated total, before insurance$3,974/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 15, 2026Price change$754,999−$5,000
Mar 30, 2026Listed$759,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$754,999

Price / Sq Ft$234

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,228

Total Structure Area3,228 sq ft

Acres0.14 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleMid-Century Modern

Property ConditionFixer

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSoutheast

School Information

ElementaryOther

MiddleOther

HighOther

Community Information

Address4892 Echo Court Court 44, Oviedo, FL 32765

Area993-Out Of Area-South

Subdivision**verifying Subd**

CityOviedo

CountySeminole

StateFL

Zip Code32765

Lot Size6,098.4 sq ft

Lot Dimensions3228 SF

Parcel Number3621305VD00000440

Amenities

AmenitiesPool, Barbecue, Clubhouse, Playground

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Electric Water Heater, Freezer, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Hot Water, Natural Gas, Separate Meters

CoolingAttic Fan, Central Air, Electric, Separate Meters

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level

SecuritySmoke Detector(s)