Sold·Closed Jul 9, 2026·23 days on market
31 E Diamond Drive
Palm Coast, FL 32164
About this home
Palm Coast
Tastefully renovated 3-bedroom, 2-bathroom concrete block home with a screened-in pool, offering the perfect blend of style and convenience. Nestled in the heart of Palm Coast with no HOA or CDD fees, this property is a rare find. The open-concept floor plan boasts vaulted ceilings and a seamless flow, ideal for modern living and entertaining. The fully renovated kitchen features solid wood shaker cabinets, quartz countertops, brand-new stainless steel appliances, and a stylish glass tile backsplash. Enjoy peace of mind with a brand-new roof and AC, as well as fresh interior and exterior paint. The pool area has been revitalized with new plaster, pump, and lighting, creating a private oasis for relaxation and fun. Inside, the home is updated with new luxury vinyl plank flooring, modern plumbing fixtures, and lighting throughout. This home is a must see!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $6,033/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 9, 2026Closed$420,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $200/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 219 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Aug 2026 | $377,997 | $172 | 5/3 | 2,200 | 421 | 1.1 |
| 43 Zebulahs Trail, Palm Coast, FL 32164Listed by WATSON REALTY CORPORATION | Jul 2026 | $405,000 | $200 | 3/2 | 2,030 | 26 | 1.1 |
| 208 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $364,555 | $164 | 5/3 | 2,222 | 79 | 1.2 |
| 203 Thornberry Way, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Aug 2026 | $358,997 | $162 | 5/3 | 2,222 | 39 | 1.2 |
| 71 Ryan Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Sep 2026 | $313,000 | $168 | 4/2 | 1,862 | 23 | 1.3 |
| 30 Edge Lane, Palm Coast, FL 32164Listed by REAL BROKER LLC | Aug 2026 | $465,000 | $217 | 3/2 | 2,140 | 10 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines