Sold·Closed Jul 10, 2026·30 days on market
2678 Oak Stream Drive
Green Cove Springs, FL 32043
About this home
Green Cove Springs
This beautiful move-in-ready home in Cross Creek is ready to be yours! This home is only 3 years new and ready for a new owner. This 3/2 split bedroom plan offers a spacious kitchen that overlooks the living room, an indoor laundry room, a primary bath w/separate shower and garden tub, a finished garage, and ample space at the rear yard. What a great template to start with for a 1st time buyer! This property is priced to sell. Schedule your showing today. ~ This property may qualify for Seller Financing (Vendee).
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $302,000 in June 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $258,066 | $207,344 | — |
| 2024 | $261,240 | $211,240 | — |
| 2023 | $45,000 | $45,000 | — |
| 2022 | $13,000 | $13,000 | — |
2025 property taxes (current owner): $6,647/yr
Estimated taxes if purchased at asking price: ~$4,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 10, 2026Closed$264,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $155/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2766 Oak Stream Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $340,000 | $185 | 4/2 | 1,835 | 29 | 0.2 |
| 3218 Little Fawn Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $274,000 | $195 | 3/2 | 1,402 | 22 | 0.4 |
| 2347 Oak Stream Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $274,000 | $176 | 3/2 | 1,558 | 2 | 0.5 |
| 3158 Cold Leaf Way, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $297,000 | $160 | 4/2 | 1,861 | 110 | 0.5 |
| 3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC. | Aug 2026 | $445,000 | $200 | 3/2.5 | 2,220 | 11 | 0.8 |
| 3040 Rustic Deer Way, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $275,000 | $170 | 3/2 | 1,618 | 27 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TOP SOURCE REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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