Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 69

Active

Active·6 days on market

530 Clifton Road

Crescent City, FL 32112

$1,399,000$426/sqftEst. $7,133/moMLS# 2136516

Beds

Baths

3,286

Sq Ft

2007

Built

Garage

Pool

About this home

Crescent City

Private PARADISE-an extraordinary lakefront Estate where luxury & tranquility meet. Nestled on 2 pristine acres along Crescent LAKE, w/access to the St. Johns River, this Spanish Revival masterpiece, Mediterranean Influenced, offers an unparalleled WATERFRONT lifestyle +WINE ROOM. Picturesque, tree-lined driveway leading to a stunning entrance framed by solid custom wood doors. Step into a serene COURTYARD designed for relaxation. The primary suite offering serene water views, expansive walk-in closets & spa-inspired bath w/a walk-in shower, soaking tub & dual vanities. 2nd BR includes its own ensuite bath, 3rd BR could be a flex space +add'l office. The outdoor living is spectacular; 1,000 sqft screened-in patio-sweeping lake views, kitchen, serving bar, gas grill & wood-burning fireplace. The impressive 250-ft DOCK, covered BOAThouse w/lift up to a 10Klb +3.5 car garage. +The peaceful, serene courtyard leads you to the CASITA, 1/1, updated turn key-generac generator, gas stove, W&D.

Cost to own

Mortgage calculator

Home Price

$1,399,000

Down Payment: 20%

$279,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$7,133

Principal & Interest: $7,133

Insurance (est.): $933

Estimated Total Monthly

$8,066

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,133

Estimated total, before insurance$7,133/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,000/yr · $1,250/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $15,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Price change$1,399,000−$51,000
Jul 7, 2026Withdrawn$1,450,000
Mar 24, 2026Listed$1,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,399,000

Price / Sq Ft$426

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,286

Acres2.05 acres

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StyleSpanish

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesSouth

Community Information

Address530 Clifton Road, Crescent City, FL 32112

Area583-Crescent/Georgetown/Fruitland/Drayton Isl

SubdivisionMetes & Bounds

CityCrescent City

CountyPutnam

StateFL

Zip Code32112

Lot Size89,298 sq ft

Parcel Number101328000000700020

ZoningAgricultural

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Attached, Circular Driveway, Garage, Garage Door Opener, RV Access/Parking

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Guest Suite, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wine Cellar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units

FlooringStone

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup