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Active

Active·282 days on market

21400 NW NW County Road 235

Lake Butler, FL 32054

$1,384,990$468/sqftEst. $7,040/moMLS# 2112933

Beds

Baths

2,957

Sq Ft

2004

Built

Garage

Pool

About this home

Lake Butler

MULTIPLE PARCELS! Nice brick home on 7 acres with adjacent 40 acres, and 71 acres to be sold ALL together. The house has open floor plan, nice size kitchen, and fruit trees. There is a room with it's own bathroom in the garage making this a 4 bedroom home. The 40 acres is partly cleared. Buyer to do due diligence on all the properties.

Cost to own

Mortgage calculator

Home Price

$1,384,990

Down Payment: 20%

$276,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$7,040

Principal & Interest: $7,040

Est. Taxes & Insurance: $1,760

Estimated Total Monthly

$8,800

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$7,040

Estimated total, before insurance$7,040/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History