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Active

Active·143 days on market

31 Lansdowne Lane

Palm Coast, FL 32137

$599,000$159/sqftEst. $3,089/moMLS# 2135735

Beds

Baths

3,756

Sq Ft

2007

Built

Garage

Yes

Pool

About this home

Palm Coast

This spacious heated pool home in Matanzas Woods is on an oversized .46 acres double lot. Featuring 6 beds, 3 baths, 3,756 sqft of flexible living space. The split floor plan, with primary suite on the main level, includes a sitting area, access to pool deck, walk-in closet, and bath with separate soaking tub. You'll find luxury plank vinyl flooring throughout, a gas fireplace, formal dining room, breakfast nook, and a spacious kitchen with high-top seating and stainless steel appliances. Natural light pours in through numerous windows and dormers, enhancing the open and airy feel of the home. Upstairs offers 3 bedrooms, 1 full bathroom and an additional flex space--perfect for a playroom, home school, or additional living room. The fully screened lanai enclosure is surrounded by a privacy fence for your own private retreat. The 2-car garage includes a climate-controlled flex/office area with its own AC unit.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,089

Principal & Interest: $3,089

Insurance (est.): $399

Estimated Total Monthly

$3,488

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,089

Estimated total, before insurance$3,089/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,876/yr · $573/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,876/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Active$599,000
Jul 27, 2026Active Under Contract$599,000
Jul 23, 2026Price change$599,000−$90,900
Mar 19, 2026Listed$689,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000

Price / Sq Ft$159

Bedrooms6

Bathrooms3.00

Full Baths3

Square Footage3,756

Acres0.46 acres

Year Built2007

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

School Information

ElementaryBelle Terre

MiddleIndian Trails

HighMatanzas

Community Information

Address31 Lansdowne Lane, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionMatanzas Woods

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size20,037.6 sq ft

Parcel Number0711317037004700110

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Multi Units, Split System

FlooringLaminate, Tile

FireplaceYes

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Private