Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 34
Sold

Sold·Closed Jun 8, 2026·40 days on market

1907 Hunters Trace Circle

Middleburg, FL 32068

$269,000sold priceListed at $280,000 · 96.1% of asking$197/sqftMLS# 2135675
3
Beds
2
Baths
1,367
Sq Ft
2000
Built
2
Garage
No
Pool
HOA $21/mo6,534 sqft lotSingle Family Residence1 story

About this home

Middleburg

This move-in ready and meticulously maintained home, perfectly situated on a cul-de-sac street has everything a homeowner needs with a blend of modern updates and cozy features. The roof and a/c were replaced in 2020. Water heater installed in 2022. The exterior has been freshly painted. Transferable termite bond available. The kitchen has a tile backsplash, and stainless steel appliances, and features an eat-in kitchen area with bay windows. All Kitchen appliances were replaced in 2023 and stay with the property. There is a split bedroom floorplan with ceiling fans in every room, and a great room with a vaulted ceiling, and wood burning fireplace. The guest bathroom has a tile surround bath tub, with updated plumbing fixtures and updated lighting. The primary bedroom features an extra bonus space that can be utilized in many ways. The current owner is utilizing the area as an office space. The primary bathroom features a tiled shower with a glass shower door, new sink, plumbing

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,490
Property taxesest. at asking price, Clay County$412
HOAbilled annually$21
Estimated total, before insurance$1,923/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,326/yr · $277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$269,000
$53,800
Loan Term
Monthly Payment
$1,490
Principal & Interest: $1,490
Property taxes (est.): $412
Insurance (est.): $179
Estimated Total Monthly
$2,082
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $275,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$234,737$184,015—
2024$234,122$183,948—
2023$229,520$56,875—
2022$196,650$53,763—
2021$137,548$50,741—
2020$133,574$49,351—

2025 property taxes (current owner): $3,326/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1836 Killarn Circle, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$270,000$2463/21,096170.2
1864 Sheraton Lakes Circle, Middleburg, FL 32068Listed by EXP REALTY LLCAug 2026$250,000$1654/31,5122000.3
1817 Hearth Street, Middleburg, FL 32068Listed by MOMENTUM REALTYOct 2026$293,000$1923/21,52890.4
1841 Yukon Court, Middleburg, FL 32068Listed by MOMENTUM REALTYSep 2026$195,000$1533/21,272640.4
1790 Killarn Circle, Middleburg, FL 32068Listed by THE NEWCOMER GROUPSep 2026$215,000$1993/21,080940.4
1828 Sherwood Drive, Middleburg, FL 32068Listed by 904 REALTY LLCAug 2026$256,000$1903/21,35060.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$205
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,367
Acres0.15 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCoppergate
MiddleLake Asbury

Community Information

Address1907 Hunters Trace Circle, Middleburg, FL 32068
Area146-Middleburg-NE
SubdivisionHunters Trace
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size6,534 sq ft
Parcel Number05052500901601318

Amenities

AmenitiesBasketball Court, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Patio / PorchCovered, Patio
FencingBack Yard, Full, Privacy, Wood
RoofShingle

Additional Information

Date ListedMarch 19, 2026
Days on Market40
HOA Fees$255 / Annually
HOA FrequencyAnnually
Tax Amount$3,325.97
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REDFIN CORPORATION

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines