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Active

Active·124 days on market

785 Oakleaf Plantation Parkway 1413

Orange Park, FL 32065

$179,000$118/sqftEst. $910/moMLS# 2135657

Beds

Baths

1,521

Sq Ft

2006

Built

—

Garage

Pool

About this home

Orange Park

Welcome to The Preserve at Oakleaf Plantation, where convenience meets comfort in the heart of Oakleaf! This move in ready ground floor condo features an open concept layout with a central living space and a kitchen bar overlooking the main area, perfect for everyday living and entertaining. Enjoy a split bedroom floorplan for added privacy, plus a screened in patio with peaceful courtyard views. Surrounded by resort style amenities, walking trails, shopping, and quick access to the toll road, with access to both Oakleaf amenity centers, this location truly has it all. Recent updates include tile flooring in the kitchen, LVP throughout. Includes a true laundry room with washer and dryer conveying. Two spacious guest bedrooms offer flexibility for guests, office space, or hobbies. This is an amazing opportunity! Motivated Seller!

Cost to own

Mortgage calculator

Home Price

$179,000

Down Payment: 20%

$35,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$910

Principal & Interest: $910

Property taxes (est.): $274

Insurance (est.): $119

Estimated Total Monthly

$1,304

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$910

Property taxesest. at asking price, Clay County$274

HOAbilled monthly$468

Estimated total, before insurance$1,652/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $211,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$188,105	$76,551	—
2024	$187,338	$73,546	—
2023	$187,473	$74,802	—
2022	$155,283	$124,738	—
2021	$117,004	$113,399	—
2020	$117,134	$103,090	—

2025 property taxes (current owner): $2,604/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 7, 2026Price change$179,000−$6,000
Mar 19, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$179,000

Price / Sq Ft$118

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,521

Acres0.01 acres

Year Built2006

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPlantation Oaks

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address785 Oakleaf Plantation Parkway 1413, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionThe Preserve At Oakleaf Plantation

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size435.6 sq ft

Parcel Number12042400786902659

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Elevator(s), Fitness Center, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Off Site, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Guest, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecurityFire Sprinkler System, Firewall(s), Smoke Detector(s)