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Active

Active·148 days on market

1308 Mull Street

Jacksonville, FL 32205

$259,500$173/sqftEst. $1,335/moMLS# 2135583

Beds

Baths

1,501

Sq Ft

2023

Built

Garage

Pool

About this home

Jacksonville

Fully Furnished & Move-In Ready -- Perfect for First-Time Home Buyers MOTIVATED SELLER and PRICED TO SELL! BRING ALL OFFERS!! Welcome home to this beautifully maintained, fully furnished property located in the heart of Jacksonville with NO HOA restrictions. Whether you're a first-time home buyer looking for an easy move-in experience or someone wanting extra flexibility, this home checks all the boxes. Skip the stress and expense of furnishing a new home -- everything is already in place and ready for you. Step inside to discover comfortable living spaces with modern finishes, upgraded ceiling fans, and smart home features including a Nest thermostat, Ring doorbell, and Schlage smart lock for added convenience, security, and energy efficiency. The kitchen comes fully equipped with appliances included, making your transition simple and affordable. Each bedroom offers a functional layout with plenty of space to relax, work from home, or host family and friends.

Cost to own

Mortgage calculator

Home Price

$259,500

Down Payment: 20%

$51,900

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,335

Principal & Interest: $1,335

Property taxes (est.): $424

Insurance (est.): $173

Estimated Total Monthly

$1,932

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,335

Property taxesest. at asking price, Duval County$424

Estimated total, before insurance$1,759/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,631/yr · $303/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $259,000 in February 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$214,424	$214,424	—
2024	$203,271	$203,271	—

2025 property taxes (current owner): $3,631/yr

Estimated taxes if purchased at asking price: ~$5,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Mar 19, 2026Listed$259,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$259,500

Price / Sq Ft$173

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,501

Total Structure Area1,568 sq ft

Acres0.06 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address1308 Mull Street, Jacksonville, FL 32205

Area052-Lakeshore

SubdivisionCedarhurst

CityJacksonville

CountyDuval

StateFL

Zip Code32205

Lot Size2,613.6 sq ft

Parcel Number0668900030

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

# of Stories2