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Active

Active·156 days on market

21238 NE 150th Street

Fort McCoy, FL 32134

$199,000$184/sqftEst. $1,022/moMLS# 2135533
3
Beds
2
Baths
1,080
Sq Ft
2011
Built
Garage
No
Pool

About this home

Fort McCoy

Escape to the quiet beauty of N FL with this 2011, 3BR/2BA manufactured home on double lot/.46+/- acres/zoned R-4/paved driveway. Tucked into a serene setting near Ocala National Forest, this property offers the perfect blend of comfort/space/outdoor lifestyle. Full length covered/open back porch, is ideal spot for coffee while enjoying fresh air and peaceful surroundings. Fenced front/sides, and 40x50 puppy yard offers plenty of room for pets/gardening/entertaining. Space to park boat/ RV, plus two 2 space carports and 2 separate storage buildings(1 has power) for tools/equipment/hobbies. The property features 12x12 dock on 143' of canal frontage, currently dry, leading to Lake Kerr, giving you close proximity to fishing/boating/water recreation. Located near one of FL most beautiful natural areas, you'll have easy access to hiking trails/springs/camping/endless outdoor adventures. Priced to sell, owners are relocating closer to family.

Cost to own

Mortgage calculator

$199,000
$39,800
Loan Term
Monthly Payment
$1,022
Principal & Interest: $1,022
Insurance (est.): $133
Estimated Total Monthly
$1,155
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,022
Estimated total, before insurance$1,022/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,916/yr · $326/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,916/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 18, 2026Listed$199,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$199,000
Price / Sq Ft$184
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,080
Acres0.46 acres
Year Built2011
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryFort Mccoy
HighNorth Marion

Community Information

Address21238 NE 150th Street, Fort McCoy, FL 32134
Area641-Marion County-NE
SubdivisionMetes & Bounds
CityFort McCoy
CountyMarion
StateFL
Zip Code32134
Lot Size20,037.6 sq ft
Parcel Number1114000100
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingDetached Carport, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesDock
Patio / PorchCovered, Rear Porch
FencingChain Link
RoofShingle
ConstructionFrame, Vinyl Siding
Other StructuresShed(s), Workshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMarch 18, 2026
Days on Market73
Tax Amount$3,916.45
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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