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Active

Active·156 days on market

867 NW 21st Avenue

Gainesville, FL 32609

$175,000$130/sqftEst. $899/moMLS# 2135460
2
Beds
2
Baths
1,347
Sq Ft
2005
Built
Garage
No
Pool

About this home

Gainesville

Motivated Seller -- Priced to Sell Quickly! Move-in ready condo in a quiet, desirable neighborhood just 5 minutes from UF and Shands. Conveniently located on the bus route to Shands Hospital, Santa Fe College and the University of Florida, making it ideal for students, residents, or professionals. This well-designed layout features two private ensuite bedrooms, perfect for roommates or guests. The primary suite offers two walk-in closets, while the second suite includes an oversized walk-in closet. The spacious first floor provides comfortable living and dining areas, plus bonus storage under the stairs. Recent updates include new carpet upstairs and durable vinyl plank flooring downstairs for a fresh, modern feel. Turnkey opportunity: All furnishings are available and negotiable. You can move in with just a suitcase or start renting immediately. Seller is highly motivated! Make your best offer.

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$899
Principal & Interest: $899
Insurance (est.): $117
Estimated Total Monthly
$1,015
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$899
HOAbilled monthly$432
Estimated total, before insurance$1,331/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,574/yr · $214/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,574/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Gainesville Regional Utilities · Public water (record)

County records show this parcel on central sewer served by Gainesville Regional Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 18, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$175,000
Price / Sq Ft$130
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,347
Total Structure Area1,347 sq ft
Year Built2005
TypeResidential
Sub-TypeCondominium
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryMetcalfe
MiddleWestwood
HighGainesville

Community Information

Address867 NW 21st Avenue, Gainesville, FL 32609
Area703-Gainesville-North Main St/NW 34 St
SubdivisionGarland Condominiums
CityGainesville
CountyAlachua
StateFL
Zip Code32609
Parcel Number09930010867
ZoningCondominium

Amenities

AmenitiesPool
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot
ViewTrees/Woods

Interior

Interior FeaturesOpen Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio
FencingWood
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMarch 18, 2026
Days on Market73
HOA Fees$432 / Monthly
HOA FrequencyMonthly
HOA NameGarland Condominiums
Tax Amount$2,573.88
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER HOMES REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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