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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·96 days on market

12606 Ashglen Drive S

Jacksonville, FL 32224

$419,900$260/sqftEst. $2,161/moMLS# 2134359
4
Beds
2
Baths
1,618
Sq Ft
1994
Built
1
Garage
No
Pool

About this home

Jacksonville

NEW ROOF JUNE 2026 with transferable warranty! Fully updated and move-in ready, this 4 bedroom, 2 bathroom home blends modern finishes, a cozy fireplace, and a backyard built for relaxing and entertaining--all just 10 minutes from the St. Johns Town Center. Inside you'll find 1,618 sq ft of comfortable living space with durable LVP flooring, quartz countertops, stainless steel appliances, and tasteful updates throughout that give the home a clean, modern feel. The backyard is set up to actually be enjoyed. There's a turf area perfect for kids or pets, a dedicated fire pit area for cool evenings, a gazebo that provides great shade for relaxing or cooking, and an oversized porch with plenty of room to unwind or host friends. A great mix of style, comfort, and location with easy access to shopping, dining, and everything Jacksonville has to offer.

Cost to own

Mortgage calculator

$419,900
$83,980
Loan Term
Monthly Payment
$2,161
Principal & Interest: $2,161
Property taxes (est.): $686
Insurance (est.): $280
Estimated Total Monthly
$3,127
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,161
Property taxesest. at asking price, Duval County$686
HOAbilled annually$15
Estimated total, before insurance$2,861/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,765/yr · $397/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$328,860$238,751
2024$329,227$231,315
2023$304,588$223,122
2022$265,167$215,167
2021$213,982$140,328
2020$203,482$137,701

2025 property taxes (current owner): $4,765/yr

Estimated taxes if purchased at asking price: ~$8,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 30, 2026Active$419,900
  • Jul 23, 2026Active Under Contract$419,900
  • Jul 20, 2026Price change$419,900$10,000
  • Jul 8, 2026Price change$429,900$5,100
  • May 11, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,900
Price / Sq Ft$260
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,618
Acres0.17 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address12606 Ashglen Drive S, Jacksonville, FL 32224
Area026-Intracoastal West-South Of Beach Blvd
SubdivisionAshwood
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size7,405.2 sq ft
Parcel Number1674576165
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio
FencingWood
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMay 11, 2026
Days on Market119
HOA Fees$178 / Annually
HOA FrequencyAnnually
Tax Amount$4,764.89
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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