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Active

Active·145 days on market

28 Aaron Circle

Ormond Beach, FL 32174

$325,400$280/sqftEst. $1,659/moMLS# 2132651

Beds

Baths

1,164

Sq Ft

1985

Built

Garage

Pool

About this home

Ormond Beach

Welcome home to this charming, beautifully updated 3 bedroom, 2 bath single family home located in the Hickory Village area of Ormond Beach. Built in 1985 and thoughtfully upgraded throughout, this 1,164 sq ft residence sits on a 7,405 sf lot, and offers the perfect blend of modern features and natural surroundings. Step inside to find vinyl plank flooring, a split-bedroom floor plan, and a cathedral ceiling with sun tunnels that fill the home with natural light. The updated kitchen features granite countertops, newer cabinetry, and stainless steel appliances. The bathrooms have also been upgraded with newer vanities and matching granite finishes. Enjoy serene views of the natural preserve from the living room through newer French doors, creating an inviting space for relaxation. Other improvements include a newer roof (2021), new HVAC in 2023 and updated fixtures. Outside, the property offers a two car garage, a covered front porch, and a back patio overlooking a large backyard

Cost to own

Mortgage calculator

Home Price

$325,400

Down Payment: 20%

$65,080

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,659

Principal & Interest: $1,659

Insurance (est.): $217

Estimated Total Monthly

$1,876

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,659

Estimated total, before insurance$1,659/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,699/yr · $308/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,699/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone BC

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0020532 ORMOND BEACH WWTF · Public water (record)

County records show this parcel on central sewer served by FL0020532 ORMOND BEACH WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,696 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 9, 2026Price change$325,400−$2,000
Mar 2, 2026Listed$327,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$325,400

Price / Sq Ft$280

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,164

Acres0.20 acres

Year Built1985

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryPine Trail

MiddleOrmond Beach

HighMainland

Community Information

Address28 Aaron Circle, Ormond Beach, FL 32174

Area624-Volusia County-SW

SubdivisionHickory Village

CityOrmond Beach

CountyVolusia

StateFL

Zip Code32174

Lot Size8,712 sq ft

Parcel Number424290000140

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Tub with Shower, Primary Downstairs, Solar Tube(s), Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringVinyl

# of Stories1

LevelsOne