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Active

Active·29 days on market

371154 Kings Ferry Road

Hilliard, FL 32046

$925,000$254/sqftEst. $4,770/moMLS# 2131633
3
Beds
3
Baths
3,640
Sq Ft
2007
Built
3
Garage
Yes
Pool

About this home

Hilliard

*14 ACRES*NEW 30 YEAR GAF SHINGLE ROOF*TWO NEW HVACs*POOL HOME*This UPDATED estate is situated on a HUGE LOT spanning over 14 ACRES, featuring a double lot with around 7 acres cleared and set back extra far from the road for ultimate PRIVACY. A growing ''Green Wall'' of bushes with individual drip lines enhances the secluded feel. With over 3600sqft, the home includes MULTIPLE IN-LAW SUITES, including one with its own private entrance--perfect for a multi-generational or large family. There is even an upstairs private loft perfect for a bonus bedroom, game room, or a family movie room! The upstairs of the home is already plumbed for a bathroom, making adding one a relatively easy upgrade. The UPDATED KITCHEN boasts solid surface countertops, stainless steel appliances, an island, double ovens, and a large walk-in pantry. Outside find a HEATED SALTWATER POOL with a 2021 Pentair control system in a screened-in lanai and a large Florida room facing the sunset with pulldown shades. For

Cost to own

Mortgage calculator

$925,000
$185,000
Loan Term
Monthly Payment
$4,770
Principal & Interest: $4,770
Property taxes (est.): $1,277
Insurance (est.): $617
Estimated Total Monthly
$6,664
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$4,770
Property taxesest. at asking price, Nassau County$1,277
Estimated total, before insurance$6,047/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,605/yr · $800/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$784,753$615,266
2024$756,793$596,937
2023$739,199$577,803
2022$600,569$540,569
2021$527,420$236,515
2020$460,902$216,180

2025 property taxes (current owner): $9,605/yr

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Price change$925,000$25,000
  • Jul 7, 2026Withdrawn$950,000
  • Mar 12, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$925,000
Price / Sq Ft$254
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,640
Acres14.15 acres
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryHilliard
MiddleHilliard
HighHilliard

Community Information

Address371154 Kings Ferry Road, Hilliard, FL 32046
Area491-Hillard
SubdivisionDavis Acres
CityHilliard
CountyNassau
StateFL
Zip Code32046
Lot Size616,374 sq ft
Lot Dimensions400 x 15339
Parcel Number043N24230000100000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerSeptic Tank
Water SourcePrivate
Green / EnergyDoors, Windows
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Off Street, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric, Heat Pump, Zoned
CoolingCentral Air, Electric, Zoned
FlooringMarble, Tile, Wood
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared, Many Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionBrick
Other StructuresBarn(s), Shed(s), Workshop
Road SurfaceAsphalt

Additional Information

Date ListedJuly 10, 2026
Days on Market93
Tax Amount$9,604.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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