This home is in Julington Creek, Jacksonville.

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Active

Active·149 days on market·Julington Creek

421 Chicopee Court

Jacksonville, FL 32259

$469,000$254/sqftEst. $2,496/moMLS# 2130424

Beds

Baths

1,846

Sq Ft

1993

Built

Garage

Pool

About this home

Julington Creek

Beautiful home located at the end of a private cul-de-sac in highly sought-after Julington Creek Plantation! This rare non-CDD fee-paying home offers an inviting, open floor plan for you to make your own. The layout boasts a spacious living area on a meticulously landscaped 0.28-acre lot. Inside, floors are ceramic tile in the kitchen and dining areas, while the main areas were recently redone with high-quality hardwood. The new patio in the backyard with an added open/close pergola creates the perfect home for both entertainment, peaceful relaxation, and fun outdoors. Experience the Florida lifestyle with resort-style amenities, including the brand new aquatic center, playground, trails, and golf course, all within walking distance, the beach a drive away, and the top-rated schools in the state nearby! Also available for rent - $2,500/mo. Can be coupled with a lease option or lease purchase as well. Amenity photo credits to JCPCDD and Ervin Lovett Miller

Cost to own

Mortgage calculator

Home Price

$469,000

Down Payment: 20%

$93,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,369

Principal & Interest: $2,369

Est. Taxes & Insurance: $592

Estimated Total Monthly

$2,961

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,496

Property taxesest. at asking price, St. Johns County$624

HOAbilled annually$49

Estimated total, before insurance$3,169/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$336,038	$336,038	—
2024	$338,158	$102,731	—
2023	$341,335	$98,137	—
2022	$327,794	$98,177	—
2021	$225,521	$93,847	—
2020	$204,175	$91,854	—

2025 property taxes (current owner): $4,860/yr

Estimated taxes if purchased at asking price: ~$7,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,258 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 16, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000

Price / Sq Ft$254

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,846

Acres0.28 acres

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address421 Chicopee Court, Jacksonville, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek

CityJacksonville

CountySt. Johns

StateFL

Zip Code32259

Lot Size12,196.8 sq ft

Parcel Number2500060160

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Window FeaturesSkylight(s)