This home is in Atlantic Shores, Jacksonville Beach.

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Active·149 days on market·Atlantic Shores

2659 Almonaster Street

Jacksonville Beach, FL 32250

$1,450,000$572/sqftEst. $7,718/moMLS# 2130391

Beds

Baths

2,537

Sq Ft

2026

Built

Garage

Pool

About this home

Atlantic Shores

Nestled just minutes from the beaches, Almonaster Townhomes offer a rare blend of contemporary design, luxury finishes, and thoughtful functionality. These newly built residences deliver a sophisticated lifestyle with three spacious levels, private garages, and outdoor living spaces -- all crafted with a designer's eye for detail. This Unit offers 2,537 square feet and an 825 square foot oversized garage. It features 3 bedrooms, 3.5 bathrooms, and open-concept layouts that seamlessly connect kitchen, dining, and living areas. Interior highlights include floor-to-ceiling windows that bathe each level in natural light, gourmet kitchens with high-end appliances and custom cabinetry, and spa-inspired bathrooms with sleek matte black fixtures. Each bedroom includes its own en suite bath, offering privacy and comfort for guests and residents alike. Property also includes elevator for and outdoor shower This is the perfect blend of modern style and coastal convenience

Cost to own

Mortgage calculator

Home Price

$1,450,000

Down Payment: 20%

$290,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$7,324

Principal & Interest: $7,324

Est. Taxes & Insurance: $1,831

Estimated Total Monthly

$9,155

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,718

Property taxesest. at asking price, Duval County$2,368

Estimated total, before insurance$10,085/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$163,460	$163,460	—
2024	$169,223	$169,223	▼ $138
2023	$154,501	$154,501	—
2022	$153,748	$153,748	—
2021	$153,059	$153,059	—
2020	$152,859	$152,859	—

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History