This home is in Antigua, St. Augustine.

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Active

Active·163 days on market·Antigua

367 Five Island Drive

St. Augustine, FL 32080

$1,890,000$719/sqftEst. $10,059/moMLS# 2128125

Beds

Baths

2,627

Sq Ft

2022

Built

Garage

Pool

About this home

Antigua

ICW access! Welcome to your private waterfront sanctuary where refined luxury and effortless coastal living converge. This impeccably designed 4-bedroom, 3-bath residence has been thoughtfully curated with modern upgrades and premium finishes throughout. At the heart of the home, a custom chef's kitchen impresses with striking waterfall countertops, gas-cooktop, designer lighting, and state-of-the-art fixtures perfectly suited for both everyday living and elevated entertaining. Seamlessly blending indoor and outdoor spaces, step onto the expansive $50,000 paver deck featuring a fully equipped gourmet outdoor kitchen with marble countertops and a new in-ground spa, ideal for hosting unforgettable waterfront gatherings. Beyond, the impressive dock delivers a true boater's dream, complete with a twin wave-runner lift, a full boat lift, floating dock, kayak holders, and gangway providing effortless access to the deep water adventures.

Cost to own

Mortgage calculator

Home Price

$1,890,000

Down Payment: 20%

$378,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$9,547

Principal & Interest: $9,547

Est. Taxes & Insurance: $2,387

Estimated Total Monthly

$11,934

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$10,059

Property taxesest. at asking price, St. Johns County$2,515

HOAbilled quarterly$134

Estimated total, before insurance$12,709/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,167,400 in October 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$934,825	$934,825	—
2024	$846,497	$846,497	—
2023	$896,507	$896,507	—
2022	$156,800	$156,800	—

2025 property taxes (current owner): $18,518/yr

Estimated taxes if purchased at asking price: ~$30,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,830 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 2, 2026Listed$1,890,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,890,000

Price / Sq Ft$719

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,627

Acres0.30 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Community Information

Address367 Five Island Drive, St. Augustine, FL 32080

Area323-Davis Shores

SubdivisionAntigua

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size13,068 sq ft

Parcel Number1612520850

ZoningSingle Family

Amenities

AmenitiesPool

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Covered, Electric Vehicle Charging Station(s), Garage Door Opener

ViewIntracoastal, Protected Preserve

Waterfront TypeIntracoastal, Marsh, Navigable Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Gas Water Heater, Instant Hot Water, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral, Zoned

CoolingCentral Air

FlooringCarpet, Stone, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

Spa FeaturesIn Ground, Heated, Private