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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Feb 20, 2026·13 days on market

919 N 14th Street

Palatka, FL 32177

$324,900sold priceListed at $324,900 · 100% of asking$167/sqftMLS# 2125351
4
Beds
2
Baths
1,945
Sq Ft
2026
Built
2
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 storyNew construction

About this home

Palatka

Under contract-accepting backup offers. Under Construction. BUILDERS PRICE JUST GOT BETTER plus THEY ARE STILL OFFERING $5000 TOWARDS BUYER(S) CLOSING COSTS FROM because Your AMERICAN DREAM HOME is UNDER CONSTRUCTION with Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder company. Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2 Baths home nestled in a cozy wooded lot just a few miles from the train station, shopping and dining areas of Palatka Florida. This beautifully crafted Genesis V3 Model and has an attached two car garage with an open front porch and covered back lanai.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,800
Estimated total, before insurance$1,800/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$324,900
$64,980
Loan Term
Monthly Payment
$1,800
Principal & Interest: $1,800
Insurance (est.): $217
Estimated Total Monthly
$2,016
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $99/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 15, 2026Listed$324,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
911 N 14th Street, Palatka, FL 32177Listed by WE CAN DO IT REALTYJun 2026$304,900$1574/21,9451250
306 S 14th Street, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$285,000$1833/21,557120.8
135 W Forest Park Drive, Palatka, FL 32177Listed by NON MLS (realMLS)Mar 2026$92,000$653/21,42000.8
221 S 5th Street, Palatka, FL 32177Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJul 2026$118,000$564/2.52,1262350.9
611 Moseley Avenue, Palatka, FL 32177Listed by BALDWIN FAMILY REALTY LLCAug 2026$140,000$823/21,71631
621 S 18th Street, Palatka, FL 32177Listed by MOMENTUM REALTYAug 2026$228,000$1583/21,440301

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,900
Price / Sq Ft$167
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,945
Acres0.23 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address919 N 14th Street, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionInterlachen Estate
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size10,018.8 sq ft
Parcel Number421027685024400500
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

ConstructionConcrete, Vinyl Siding

Additional Information

Date ListedJanuary 15, 2026
Days on Market13
Tax Amount$99.12
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: WE CAN DO IT REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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