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Active

Active·28 days on market

157 Ida Boulevard

Interlachen, FL 32148

$349,000$189/sqftEst. $1,858/moMLS# 2150999

Beds

Baths

1,848

Sq Ft

1978

Built

Garage

Pool

About this home

Interlachen

LAKE IDA WATERFRONT OPPORTUNITY! This timelessly designed waterfront home offers breathtaking views of one of West Putnam County's premier lakes. Rich wood and ceramic tile flooring add warmth and character throughout the home. The kitchen features custom Smith Products cabinetry and Corian countertops, providing a functional space for everyday living and entertaining. A dramatic two-story sunroom showcases beautiful lake views, while the spacious deck offers plenty of room to relax, gather with friends and family, and enjoy the waterfront setting. With its desirable location and solid design, this property presents an excellent opportunity for buyers looking to personalize and enhance a lakefront home to suit their own style and vision.

Cost to own

Mortgage calculator

Home Price

$349,000

Down Payment: 20%

$69,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,763

Principal & Interest: $1,763

Est. Taxes & Insurance: $441

Estimated Total Monthly

$2,204

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,858

Estimated total, before insurance$1,858/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,089/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,262 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History