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Sold

Sold·Closed Sep 28, 2026·226 days on market

249 Oleander Street

Pomona Park, FL 32181

$188,000sold priceListed at $199,900 · 94% of asking$196/sqftMLS# 2125046
2
Beds
2.5
Baths
960
Sq Ft
1992
Built
2
Garage
No
Pool
FEMA Zone ANo HOA2.02 acresMobile Home1 story

About this home

Pomona Park

PRICE IMPROVEMENT!! Slow down and rediscover the charm of Old Florida. Tucked away on 2.02 fully fenced acres, this property invites you to enjoy peaceful mornings, star-filled nights, and the simple pleasures of country living. Relax beneath the shade tree, watch wildlife wander by, or spend your days gardening, tinkering, and making the property your own. The 2-bedroom, 2-bath home offers comfortable living, while the heated and cooled concrete block garage with automatic doors, electric, water, and a screened room with a half bath provides endless opportunities for a workshop, hobbies, storage, or future guest space. A whole-house Generac generator offers year-round peace of mind, and the large storage shed is ready for tools and outdoor projects. Two parcels totaling 2.02 acres give you the space to enjoy the quiet lifestyle you've been searching for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,041
Estimated total, before insurance$1,041/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$911/yr · $76/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$188,000
$37,600
Loan Term
Monthly Payment
$1,041
Principal & Interest: $1,041
Insurance (est.): $125
Estimated Total Monthly
$1,167
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,002 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $911/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$199,900
  • Aug 23, 2026Pending$199,900
  • Aug 10, 2026Price change$199,900−$25,095
  • Jan 14, 2026Listed$224,995

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $174/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
228 Browns Hammock Road, Crescent City, FL 32112Listed by WATSON REALTY CORPJul 2026$185,000$1743/21,064842.2
116 Iowa Street, Crescent City, FL 32112Listed by CENTURY 21 LIGHTHOUSE REALTYJul 2026$73,500$642/21,1522953.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$208
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage960
Total Structure Area960 sq ft
Acres2.02 acres
Year Built1992
TypeResidential
Sub-TypeMobile Home
StyleTraditional
StatusClosed
# of Garages2
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

Community Information

Address249 Oleander Street, Pomona Park, FL 32181
Area582-Pomona Pk/Welaka/Lake Como/Crescent Lake Est
SubdivisionLake Margaret Unit1
CityPomona Park
CountyPutnam
StateFL
Zip Code32181
Lot Size87,991.2 sq ft
Parcel Number171227494200000590
ZoningAgricultural

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, Circular Driveway, Detached, Garage

Interior

Interior FeaturesBreakfast Bar, Split Bedrooms
AppliancesElectric Water Heater, Gas Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, In Unit, Washer Hookup

Exterior

Lot DescriptionAgricultural, Cleared
Patio / PorchDeck, Front Porch, Porch, Screened
FencingFenced, Cross Fenced, Full
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedJanuary 14, 2026
Days on Market226
Tax Amount$911.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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