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Sold

Sold·Closed Jun 17, 2026·86 days on market

3648 Belstead Way

Orange Park, FL 32073

$455,000sold priceListed at $452,990 · 100.4% of asking$154/sqftMLS# 2124763
5
Beds
3.5
Baths
2,956
Sq Ft
2026
Built
2
Garage
No
Pool
HOA $68/mo7,405 sqft lotSingle Family Residence2 storiesNew construction

About this home

Orange Park

Sample Image !!The Stratford isn't just a house, it's a lifestyle upgrade! It's perfect for families who need space, professionals who want a home office that doesn't double as a broom closet, and anyone who's ever dreamed of having a room dedicated solely to life-size board games. So, what are you waiting for? Give us a call and let's turn this house into your home. After all, where else can you practice your acceptance speech for ''Best Home Owner Ever'' in your very own bonus room? 🏆🏡 Remember, life's too short for boring houses. Choose the Stratford - where every day feels like a party, and you're always the guest of honor! 🎈🥳 Picture this: 2,956 square feet of pure awesomeness spread over two floors. It's like a Swiss Army knife of houses, but way more fun! Downstairs, you've got a great room so great it'll make other rooms jealous. It's perfect for everything from epic movie marathons to interpretive dance competitions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,520
Property taxesest. at asking price, Clay County$697
HOAbilled annually$68
Estimated total, before insurance$3,285/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$637/yr · $53/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$455,000
$91,000
Loan Term
Monthly Payment
$2,520
Principal & Interest: $2,520
Property taxes (est.): $697
Insurance (est.): $303
Estimated Total Monthly
$3,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$60,000$29,040—
2024$30,000$26,400—
2023$24,000$24,000—

2025 property taxes (current owner): $637/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3433 Golden Eye Drive, Orange Park, FL 32065Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$405,000$1854/32,188920.3
3538 Belstead Way, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$420,000$1544/42,72800.3
3429 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCAug 2026$485,000$1375/33,553440.3
846 Point Heron Loop, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$436,990$1754/32,500980.4
3457 Golden Eye Drive, Orange Park, FL 32073Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$425,990$1903/22,24600.4
615 Bartram Downs Road, Orange Park, FL 32065Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$430,000$1804/32,388160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$452,990
Price / Sq Ft$153
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,956
Total Structure Area3,500 sq ft
Acres0.17 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesWest

School Information

ElementaryArgyle
MiddleOrange Park

Community Information

Address3648 Belstead Way, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionWilford Oaks
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size7,405.2 sq ft
Parcel Number09042500787800383
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Water Available
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewOther

Interior

Interior FeaturesOpen Floorplan, Pantry, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Range, Microwave
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchPatio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJanuary 12, 2026
Days on Market86
HOA Fees$815 / Annually
HOA FrequencyAnnually
Tax Amount$637.12
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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