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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·267 days on market

117 Lake View Avenue

Georgetown, FL 32139

$179,900$139/sqftEst. $996/moMLS# 2124461
3
Beds
2
Baths
1,296
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotMobile Home1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Georgetown

MOVE IN READY! MUST SEE TO APPRECIATE! PEACEFUL LIVING IN DRIFTWOOD COVE COMMUNITY WITH LAKE GEORGE / ST JOHNS RIVER DEEDED ACCESS TO BOAT LAUNCH WITH NO HOA!! BRING ALL YOUR WATER TOYS TO THE FISHING CAPITAL!! Like New 3 bedroom 2 bath split plan 2005 Fleetwood Doublewide Mobile Home close to Big Lake George with Boat Ramp Access very close by! This home would make a great primary residence or vacation rental. Move in ready home features vaulted ceilings, spacious kitchen with upgraded appliances, center island & plenty of natural light to bring in the outdoors! Master suite features walkin closet, garden tub, separate shower & double vanity sinks. Enjoy the front wood deck with morning coffee or evening breezes! Metal Roof 3/2020, Hot Water Heater 1/2026, HVAC 2013. Existing Survey. Flood Zone X! No flooding. Must see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$996
Estimated total, before insurance$996/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,486/yr · $207/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$179,900
$35,980
Loan Term
Monthly Payment
$996
Principal & Interest: $996
Insurance (est.): $120
Estimated Total Monthly
$1,116
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,641 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,486/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 16, 2026Listed$179,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $139/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
198 Palm Drive, Georgetown, FL 32139Listed by HERRON REAL ESTATE LLCAug 2026$355,000$2963/21,200710.1
177 Palm Drive, Georgetown, FL 32139Listed by BEACH STATE REALTYDec 2025$110,000$1052/1.51,044210.2
113 Driftwood Lane, Georgetown, FL 32139Listed by IHEART REALTY INCSep 2025$555,000$4143/21,3401940.3
105 SE 3rd Street, Georgetown, FL 32139Listed by LPT REALTY LLCAug 2026$220,000$1483/21,4902270.4
101 SE 3rd Street, Georgetown, FL 32139Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJan 2026$265,000$1783/21,490620.4
104 Lunker Lodge Road, Georgetown, FL 32139Listed by CENTURY 21 TRITON REALTYOct 2026$125,000$1183/21,0562031.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$179,900
Price / Sq Ft$139
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,296
Total Structure Area1,296 sq ft
Acres0.18 acres
Year Built2005
TypeResidential
Sub-TypeMobile Home
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

MiddleCrescent City
HighCrescent City

Community Information

Address117 Lake View Avenue, Georgetown, FL 32139
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionDriftwood Cove
CityGeorgetown
CountyPutnam
StateFL
Zip Code32139
Lot Size7,840.8 sq ft
Lot Dimensions75X105
Parcel Number121326212000001080
ZoningResidential

Amenities

Community FeaturesFishing
UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther

Interior

Interior FeaturesEat-in Kitchen
AppliancesDishwasher, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared
Patio / PorchDeck, Front Porch
RoofMetal
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJanuary 16, 2026
Days on Market244
Tax Amount$2,486.43
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 BECKHAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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