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Sold

Sold·Closed Feb 19, 2026·20 days on market

2822 Eagle Point Road

Middleburg, FL 32068

$425,000sold priceListed at $430,000 · 98.8% of asking$258/sqftMLS# 2123423
3
Beds
2
Baths
1,646
Sq Ft
1991
Built
9
Garage
No
Pool
No HOA1.25 acresSingle Family Residence

About this home

Middleburg

Welcome home to this quaint and charming country retreat, situated on 1.25 acres and backing up to 100 acres of serene wooded land. This 3-bedroom, 2-bath home includes a versatile flex room, perfect for a home office, additional bedroom, or spacious family room. Enjoy peace of mind with numerous recent upgrades, including a newer roof, gutters, flooring, windows, HVAC system, and beautiful quartz countertops, plus much more. A standout feature of this property is the impressive 40x40 detached, enclosed pole barn with concrete floors, wood rolling barn doors, 50-amp service with welder connections, and camper hookup, ideal for hobbyists, storage, workspace, or barn. Experience the perfect blend of comfort, functionality, and country living. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, Clay County$651
Estimated total, before insurance$3,005/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $651
Insurance (est.): $283
Estimated Total Monthly
$3,289
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,680 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 5, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $177/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
836 Lake Asbury Drive, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$598,000$2984/32,010100.5
3005 Sunset Ridge Drive, Middleburg, FL 32068Listed by LOKATIONSep 2026$330,000$1773/21,8651851
783 Arthur Moore Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYJun 2026$625,000$3093/22,02431
3114 Zeyno Drive, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLCSep 2026$281,500$1753/21,6081491.1
3804 Nature Walk Court, Middleburg, FL 32068Listed by REALHOME SERVICES AND SOLUTIONS INCSep 2026$255,150$1235/32,0671001.1
3923 Lake Crest Terrace, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$315,000$1564/22,020101.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$430,000
Price / Sq Ft$261
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,646
Acres1.25 acres
Year Built1991
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages9
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address2822 Eagle Point Road, Middleburg, FL 32068
Area142-Middleburg East
SubdivisionEagle Point
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size54,450 sq ft
Parcel Number19052501008400246

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Carport, Gated, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air, Split System
FlooringCarpet, Vinyl
# of Stories0
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFiber Cement
Other StructuresBarn(s), Workshop
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedJanuary 5, 2026
Days on Market20
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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