This home is in Atlantic Beach.

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Pending

Pending·243 days on market

740 Sherry Drive

Atlantic Beach, FL 32233

$2,900,000$861/sqftEst. $14,740/moMLS# 2118544

Beds

Baths

3,369

Sq Ft

2025

Built

Garage

Yes

Pool

About this home

Atlantic Beach

NEW CONTRUCTION HOME!! Located just minutes from Atlantic Beach Country Club with golf, tennis,dining & downtown Atlantic Beach with shopping & dining. The home is Designed with a focus on luxurious coastal living, this new build will feature an optional Pool, 3-story elevator,2x6 exterior and interior wall construction, Vaulted Ceilings as well as high-end finishes, modern architecture, and an open-concept layout that maximizes natural light and space. The home backs & siides onto a wooded area for additional privacyl Custom details with top of the line interior & exterior finishes plus a prime location near vibrant shopping and dining, this home ensures convenience, accessibility to all the charming amenities Atlantic Beach has to offer, in addition to a new high end built home. A rare find in Atlantic Beach.Completion estimated 3rd quarter of2026. Construction in process now to personalize and select many interior finishes.

Cost to own

Mortgage calculator

Home Price

$2,900,000

Down Payment: 20%

$580,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$14,740

Principal & Interest: $14,740

Est. Taxes & Insurance: $3,685

Estimated Total Monthly

$18,425

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$14,740

Property taxesest. at asking price, Duval County$4,735

Estimated total, before insurance$19,476/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $1,250,000 in April 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$375,000	$332,750	—
2024	$325,000	$302,500	—
2023	$275,000	$275,000	—
2022	$220,000	$220,000	—

Estimated taxes if purchased at asking price: ~$56,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$2,900,000

Price / Sq Ft$861

Bedrooms4

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage3,369

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

Property ConditionUnder Construction

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesOther

Is WaterfrontNo

New ConstructionYes

Community Information

Address740 Sherry Drive, Atlantic Beach, FL 32233

Area232-Atlantic Beach-South

SubdivisionSaltair

CityAtlantic Beach

CountyDuval

StateFL

Zip Code32233

Parcel Number1703950010

Amenities

UtilitiesCable Available, Electricity Available, Natural Gas Not Available, Sewer Available, Water Available, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Plumbed For Ice Maker

HeatingCentral, Electric

CoolingCentral Air, Zoned

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

# of Stories3

LevelsThree Or More