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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·3 days on market

12256 Silverthorn Court

Jacksonville, FL 32258

$549,000$163/sqftEst. $2,825/moMLS# 2118235
4
Beds
3
Baths
3,378
Sq Ft
2012
Built
3
Garage
No
Pool

About this home

Jacksonville

Sellers are now offering up to $10,000 flooring and paint credit with an acceptable offer. Are you feeling cramped? Are you looking for enough space for the whole family to stretch their legs? If so, this nearly 3500 square feet masterpiece has your name on it! Inside, you will find a massive gourmet kitchen featuring double ovens, built-in gas cooktop, and a sprawling island sink, providing tons of counter space and cabinet space! Beyond the living room is a private den that could be a great study, guest suite, or home office. Complete with a convenient half bath right across the hall! Upstairs, you will find 4 bedrooms and a sizable bonus room with unlimited potential! Even your belongings will have ample space in the oversized 3-car garage! Out back is an oversized screened and covered patio with a privacy fence! All of this is in the heart of Mandarin, offering a very quick and easy commute to 295, 95, and shopping at Bartam Park.

Cost to own

Mortgage calculator

$549,000
$109,800
Loan Term
Monthly Payment
$2,825
Principal & Interest: $2,825
Property taxes (est.): $896
Insurance (est.): $366
Estimated Total Monthly
$4,088
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,825
Property taxesest. at asking price, Duval County$896
HOAbilled annually$59
Estimated total, before insurance$3,781/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,035/yr · $503/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$479,364$309,335
2024$476,665$299,910
2023$482,205$289,719
2022$463,895$279,825
2021$320,219$270,219
2020$323,732$268,732 $23,973

2025 property taxes (current owner): $6,035/yr

Estimated taxes if purchased at asking price: ~$10,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 12, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,000
Price / Sq Ft$163
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,378
Acres0.15 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address12256 Silverthorn Court, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionSilverthorn
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size6,534 sq ft
Parcel Number1572537665

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Guest Suite
AppliancesDishwasher, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo

Additional Information

Date ListedAugust 12, 2026
Days on Market268
HOA Fees$708 / Annually
HOA FrequencyAnnually
Tax Amount$6,035.13
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VREELAND REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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